about me

I’m a twenty- something (well, unfortunately now mid to late twenty something) who realized she had a steep learning curve to overcome when learning about saving money and investing… and  I want to share what I have learned and am learning with y’all.

The reason I wanted to start this blog is because it seemed like the average “Generation Y” guy or gal didn’t know what an RRSP is. Most of my friends tell me “it’s a mutual fund”.  So that’s why i am here.  To try and explain that it is not a mutual fund, but it can hold a mutual fund.  And explain much much more about that elusive and tangible thing, money (and how to save it)!

One of the other reasons I decided to make this website is that my sisters (er… they are 21 and 23 respectively, and yes, they are a bit sheltered), didn’t know the difference between a debit and credit card. Yes, I know that is a bit extreme, but I plan to write about the very basics to the higher level in terms of saving, investing, etc. etc.  because our generation didn’t get taught about money in school.  And our generation’s parents  (bless their baby boomer hearts) worked so hard so that we could live in excess and take everything for granted and not work a day in our lives and not know “what the value of a dollar” is (NOTE: I’m not talking about my personal experience, I’m talking about generation Y in general).

I hope to talk about anything and everything minutely related to money, saving, finance, investing, and being thrifty (like cheap but good eats in Vancouver or ways to save while traveling). I hope to share with you my hopes and goals of saving enough to stop my “home envy” while at the same time attempting to suppress my addiction to traveling.

I  hail from the Vancouver, BC area- where, according the the report released November 27, 2009,  the average person spends 67% of their income on housing (when the recommended amount is 32%. max….. ) Grrrreeat. I am off to a good start I see, in attaining my goal of being a homeowner.  In the meantime, I’ll just continue on with my home envy.

Vancouver in all it's glory (minus the rain the other 300 days of the year)

I hope to blog about my financial journey anonymously, only mr. youngandthrifty and my close family know (and unfortunately for them have to hear) about my passion for blogging.  I hope that’s okay with you!  (Reallllly don’t want my acquaintances knowing about my net worth, if you know what i mean!) Besides, it’s more fun and liberating to be able to voice my opinions openly.

I promise to try and make my blog entertaining to read (because I seriously am passionate about personal finance!) so please join me on my eternal quest for thriftiness and Follow me on Twitter!

I love reading email, so please feel free to shoot me a line here.

Here are some of my favourite posts thus far, so please check them out!

stay frugal my friends,