Variable vs Fixed / Open vs Closed Mortgages

Buying a house and getting a mortgage can be a stressful experience – especially if you’re going through it for the first time.  With terms such as variable, fixed, closed, open, prime interest rates and many more, it can be easy to get intimidated.  Because of all...

2017 Personal Finance Goals

It’s somewhat of a personal finance blogger to have personal finance goals for the new year.  After all, this blogs help keep us accountable, and I find it very helpful to motivate myself to achieve these goals.  There isn’t much change from last...

2016 Personal Finance Goals Recap

And just like that, 2016 has come and gone and 2017 is here.  It is tradition to review last year’s goals and create new goals for the new year.  In summary, I achieved most of my 2016 personal finance goals but definitely failed on one of the goals, which you...

Questrade Portfolio IQ Robo Advisor Review

If you have been living under a rock (aka, not tuning into regularly scheduled programming here at Y&T), you have probably not heard of robo advisors before.  Well, robo advisors are definitely here to stay and are moving and shaking the financial world by merging...