College and University Hacks
Get a Ph. D from The School of Hard Knocks
If there is one area of personal finance we know well, it’s the college and/or university life. Whether you’re looking at school for the first time, thinking about going back to upgrade your credentials and/or add some résumé material, or even considering an MBA, we’ve got you covered.
Yup… that’s our book. Man, saying that never gets old. More Money for Beer and Textbooks is aimed at young folks looking at school for the first time, but there is plenty of information in there on everything from how to sublet a rented apartment, to how much you can expect to pay for a spot in residence, to how much money you can save by making your own beer! Needless to say, even if you’re not a member of the high school class of 2015-2017, you can still get a lot out of what we have to say.
Perhaps the part of the book that has gotten the most attention from the powers that be, is the section we wrote on the current job market for specific types of education paths. It ruffled a few feathers, but we stand by the facts that we presented – mainly that a university degree hasn’t entitled you to a job for quite a while now.
If you don’t want to click on over to Amazon and get the full package, see some of the favorite stuff we’ve written for students below.
Staying out of student debt or at the very least minimizing the amount of it you have to take on is the first step in building a sound financial foundation. That sounds really boring, but it’s true. If you want nice stuff and to being this whole investing thing sooner rather than later, it is essential you not max out credit cards, lines of credit, and student loans while in school. We spent way too many years in the ivory tower of post-secondary education (yay letters behind your name), but both of us managed to graduate debt free despite learning too much the hard way. We want to help you avoid our mistakes and use further education as a springboard to success, not a ball and chain of interest on student debt every month.
Whenever someone undergoes a challenge and comes out the other side semi-unscathed it’s quite popular to tell yourself and others, “It was all worth it – look at me now.” It’s a natural instinct to insist that whatever you’ve just put yourself through was worth it...read more
Good news abounds for today’s university students! Well… sort of. See you have to pay upfront, but at the end of the day, most Manitobans could actually pay a net tuition of $0. How do I arrive at this figure one might reasonably (or not so reasonably if you are a...read more
And here I thought Newfies only caught fish and drilled for oil ;)… It turns out that when motivated by the prospect of an upcoming election, our Eastern countrymen can be downright creative and academic-minded! For those of you that missed the news last week,...read more
In an increasingly competitive job environment more and more professionals are seeking to make themselves more attractive by upgrading their credentials. There is also a certain degree of “credential creep” that is part of this process. If you’re not familiar with...read more
With our new collective bargaining contract getting settled recently I thought I would take a quick look through to see what changes there were from the contract I had originally signed a few years ago (yes, this is what teachers do on Tuesday mornings in August). One...read more
I’m in the process right now of putting together a general business course for one of my high school classes I get to teach starting next year. I have a ton of freedom with what I want to emphasize in the course and I figure I can budget about 3-4 weeks for personal...read more
I’ve talked about the reasons why teaching is a pretty sweet gig. I know I’m not the only one to see this because right across Canada, Faculties of Education are flooded with applicants right now. In fact, because the primary goal of a university is to make money,...read more
I’ve been hitting a bit of a roadblock recently when it comes to deciding where to best “invest in myself” as the popular cliché says. While there is no doubt that a master’s degree in my field (education) would be a great asset for me and open many career paths for...read more
No… You… DON’T. There, I just saved you a ton of time and Google searches. I am utterly convinced of this fact. I can’t get over the money that people spend month-in and month-out on gym memberships, never mind personal trainers. What qualifications do I have to make...read more
The decision on whether or not to go back to school to upgrade your skills (whether you are talking about a graduate degree, a diploma, or a certificate program of some kind) often hinges on the financial viability of it. Not only do you usually have to deal with the...read more