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	<title>Comments for youngandthrifty.ca</title>
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	<link>http://youngandthrifty.ca</link>
	<description>saving generation Y</description>
	<lastBuildDate>Sun, 05 Feb 2012 06:53:42 +0000</lastBuildDate>
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		<title>Comment on Shoppers Drug Mart/ Pharmaprix Optimum Program Review by Carolyn</title>
		<link>http://youngandthrifty.ca/saving-money-on-stuff/shoppers-drug-mart-pharmaprix-optimum-program-review/#comment-15647</link>
		<dc:creator>Carolyn</dc:creator>
		<pubDate>Sun, 05 Feb 2012 06:53:42 +0000</pubDate>
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		<description>Where do I signup for the Secret Points Events?</description>
		<content:encoded><![CDATA[<p>Where do I signup for the Secret Points Events?</p>
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		<title>Comment on Shoppers Drug Mart/ Pharmaprix Optimum Program Review by Carolyn</title>
		<link>http://youngandthrifty.ca/saving-money-on-stuff/shoppers-drug-mart-pharmaprix-optimum-program-review/#comment-15646</link>
		<dc:creator>Carolyn</dc:creator>
		<pubDate>Sun, 05 Feb 2012 06:51:33 +0000</pubDate>
		<guid isPermaLink="false">http://youngandthrifty.ca/?p=2517#comment-15646</guid>
		<description>Does 20X the points come out better than 20% off on Seniors Day?  My head&#039;s spinning trying to figure it out.  Thanks.</description>
		<content:encoded><![CDATA[<p>Does 20X the points come out better than 20% off on Seniors Day?  My head&#8217;s spinning trying to figure it out.  Thanks.</p>
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		<title>Comment on How to Avoid Frugal Fatigue as a Couple by TheDailyThinker</title>
		<link>http://youngandthrifty.ca/relationships-money/how-to-avoid-frugal-fatigue-as-a-couple/#comment-15645</link>
		<dc:creator>TheDailyThinker</dc:creator>
		<pubDate>Sun, 05 Feb 2012 05:33:28 +0000</pubDate>
		<guid isPermaLink="false">http://youngandthrifty.ca/?p=4132#comment-15645</guid>
		<description>Very good post. I can certainly relate to frugal fatigue. You highlighted the importance of communication. I think the communication, cooperation and being on the same page as your spouse/partner is key. Otherwise, a lot of resentment, frustration and tension can build up.</description>
		<content:encoded><![CDATA[<p>Very good post. I can certainly relate to frugal fatigue. You highlighted the importance of communication. I think the communication, cooperation and being on the same page as your spouse/partner is key. Otherwise, a lot of resentment, frustration and tension can build up.</p>
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		<title>Comment on Ladies, Men are Not ALWAYS Trying to Get Into Your Pants by Money Buddy Credit Cards</title>
		<link>http://youngandthrifty.ca/relationships-money/5126/#comment-15644</link>
		<dc:creator>Money Buddy Credit Cards</dc:creator>
		<pubDate>Sun, 05 Feb 2012 05:04:32 +0000</pubDate>
		<guid isPermaLink="false">http://youngandthrifty.ca/?p=5126#comment-15644</guid>
		<description>Another important point is that alot of girls do have money these days so men are not the only ones who are controlling the relationship with the money.</description>
		<content:encoded><![CDATA[<p>Another important point is that alot of girls do have money these days so men are not the only ones who are controlling the relationship with the money.</p>
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		<title>Comment on Weekend Ramblings and PF Blog Love: Did you RRSP yet? Edition by Doctor Stock</title>
		<link>http://youngandthrifty.ca/rrsps/weekend-ramblings-and-pf-blog-love-did-you-rrsp-yet-edition/#comment-15642</link>
		<dc:creator>Doctor Stock</dc:creator>
		<pubDate>Sun, 05 Feb 2012 02:46:04 +0000</pubDate>
		<guid isPermaLink="false">http://youngandthrifty.ca/?p=5252#comment-15642</guid>
		<description>Great line-up. Also, don&#039;t forget about the value of the TFSA... as some have mentioned, it&#039;s a great vehicle with flexibility.</description>
		<content:encoded><![CDATA[<p>Great line-up. Also, don&#8217;t forget about the value of the TFSA&#8230; as some have mentioned, it&#8217;s a great vehicle with flexibility.</p>
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		<title>Comment on Why and How to DRIP: Dividend Re-Investment Plans by Weekend Reading 2/4/2012 — Dividend Monk</title>
		<link>http://youngandthrifty.ca/investing/why-and-how-to-drip-dividend-re-investment-plans/#comment-15641</link>
		<dc:creator>Weekend Reading 2/4/2012 — Dividend Monk</dc:creator>
		<pubDate>Sun, 05 Feb 2012 02:28:35 +0000</pubDate>
		<guid isPermaLink="false">http://youngandthrifty.ca/?p=5116#comment-15641</guid>
		<description>[...] Why and How to DRIP Young and Thrifty provided some info on Dividend Reinvestment Plans (DRIPs). [...]</description>
		<content:encoded><![CDATA[<p>[...] Why and How to DRIP Young and Thrifty provided some info on Dividend Reinvestment Plans (DRIPs). [...]</p>
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		<title>Comment on Weekend Ramblings and PF Blog Love: Did you RRSP yet? Edition by My Own Advisor</title>
		<link>http://youngandthrifty.ca/rrsps/weekend-ramblings-and-pf-blog-love-did-you-rrsp-yet-edition/#comment-15631</link>
		<dc:creator>My Own Advisor</dc:creator>
		<pubDate>Sat, 04 Feb 2012 20:43:22 +0000</pubDate>
		<guid isPermaLink="false">http://youngandthrifty.ca/?p=5252#comment-15631</guid>
		<description>Great stuff with the MoneySense article Clare!   Awesome!


Because you asked, you&#039;re nosy like that (LOL), I make monthly contributions to my RRSP, I optimize this account each year meaning I contribute enough to my RRSP to avoid paying any income tax, and get a small tax refund each year.

I put more importance on my TFSA, which is maxed out with dividend-paying stocks for 2012.

Thanks very much for the mention.  Enjoy your sunny weekend on the West Coast!

Mark</description>
		<content:encoded><![CDATA[<p>Great stuff with the MoneySense article Clare!   Awesome!</p>
<p>Because you asked, you&#8217;re nosy like that (LOL), I make monthly contributions to my RRSP, I optimize this account each year meaning I contribute enough to my RRSP to avoid paying any income tax, and get a small tax refund each year.</p>
<p>I put more importance on my TFSA, which is maxed out with dividend-paying stocks for 2012.</p>
<p>Thanks very much for the mention.  Enjoy your sunny weekend on the West Coast!</p>
<p>Mark</p>
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		<title>Comment on Weekend Ramblings and PF Blog Love: Did you RRSP yet? Edition by My University Money</title>
		<link>http://youngandthrifty.ca/rrsps/weekend-ramblings-and-pf-blog-love-did-you-rrsp-yet-edition/#comment-15630</link>
		<dc:creator>My University Money</dc:creator>
		<pubDate>Sat, 04 Feb 2012 20:23:04 +0000</pubDate>
		<guid isPermaLink="false">http://youngandthrifty.ca/?p=5252#comment-15630</guid>
		<description>Thanks for including us.  Is getting interviewed for Money Sense the sign that you have truly made it as a PF blogger?!  Congrats Y and T!</description>
		<content:encoded><![CDATA[<p>Thanks for including us.  Is getting interviewed for Money Sense the sign that you have truly made it as a PF blogger?!  Congrats Y and T!</p>
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		<title>Comment on Weekend Ramblings and PF Blog Love: Did you RRSP yet? Edition by Ron</title>
		<link>http://youngandthrifty.ca/rrsps/weekend-ramblings-and-pf-blog-love-did-you-rrsp-yet-edition/#comment-15629</link>
		<dc:creator>Ron</dc:creator>
		<pubDate>Sat, 04 Feb 2012 20:22:50 +0000</pubDate>
		<guid isPermaLink="false">http://youngandthrifty.ca/?p=5252#comment-15629</guid>
		<description>I love that post about the idea of quitting your job by financial samurai.  It is so easy to confuse revenue with profits and end up being completely delusional when it comes to the idea of making money online.</description>
		<content:encoded><![CDATA[<p>I love that post about the idea of quitting your job by financial samurai.  It is so easy to confuse revenue with profits and end up being completely delusional when it comes to the idea of making money online.</p>
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		<title>Comment on Quicken Home and Business 2012 Review by Chris</title>
		<link>http://youngandthrifty.ca/the-frugal-life/quicken-home-and-business-2012-review/#comment-15628</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Sat, 04 Feb 2012 19:38:29 +0000</pubDate>
		<guid isPermaLink="false">http://youngandthrifty.ca/?p=5051#comment-15628</guid>
		<description>@PF: It&#039;s unlikely that anything can handle Questrade, because Questrade doesn&#039;t support downloading transactions in OFX/QIF format, even manually.

Questrade does support manual downloading in its own wonky version of CSV, and if you have a strong technical background, you might consider using ledger-cli, which has a variety of tools for processing CSV files of various flavours. It is more powerful than Quicken in several ways, but realistically it&#039;s not usable by someone non-technical. The current version (3.0) is also next to impossible to get running on Windows, but runs fine on Macs and Linux.</description>
		<content:encoded><![CDATA[<p>@PF: It&#8217;s unlikely that anything can handle Questrade, because Questrade doesn&#8217;t support downloading transactions in OFX/QIF format, even manually.</p>
<p>Questrade does support manual downloading in its own wonky version of CSV, and if you have a strong technical background, you might consider using ledger-cli, which has a variety of tools for processing CSV files of various flavours. It is more powerful than Quicken in several ways, but realistically it&#8217;s not usable by someone non-technical. The current version (3.0) is also next to impossible to get running on Windows, but runs fine on Macs and Linux.</p>
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