Credit Cards and Rewards Points

Credit cards don’t kill savings accounts, people kill savings accounts.  The first rule of credit cards isn’t “Never Use Them”, it’s simply to pay the balance every month.  If you’re not paying your balance off every month on your credit card, that absolutely needs to be your first step.  In fact, it’s so important, minimize this site and go do it right now!

Ok, now that you’re all squared away on your monthly balance, you are ready to start getting paid to buy stuff you were going to buy anyway.

My credit card gives me over $1,500 worth of “free” travel every year for an annual card fee of $120 – and I’ve never paid a cent of interest.  Read on to see our reviews of the best cards on the market.  If travel points aren’t your thing, we’ve looked at cards that give great cash back, cards specific to loyalty programs like the Shoppers Drug Mart Pharmaprix Optimum program, and even no-fee credit cards.  Read a few and find out which is best for you!

TD Aeroplan Visa Infinite Review

Shoppers Drug Mart Pharmaprix Optimum Points Card Review

RBC Visa Infinite Avion Credit Card Review

CIBC Visa Infinite Aerogold Review

Comparison of No-Free Travel Rewards Credit Cards in Canada

American Express Aeroplan Gold Card Review

MBNA World Points Credit Card Review

Canadian Credit Cards That Don’t Have Currency Conversion Fees

Best Credit Cards Canada

CIBC Infinite Aerogold Visa Review

I've sported around the CIBC Aerogold Visa Infinite for a few months (really just less than 2 months I believe) and have been pretty happy so far.  I got this Visa primarily because the first year is free (I have this terrible rule where I refuse to pay for a credit...

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Who Else Wants to do Their Christmas Shopping for Free This Year?

I often hate that sounding like a snake oil salesman is the only way to get someone’s attention, but in today’s ad-filled world you have to really shout to be heard.  “Hey look, here’s a FREE $100 for filling out an application,” sounds like a classic case of too good...

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Canadian Credit Cards that Don’t Have Currency Conversion Fees

If you're addicted to traveling like I am, you probably make sure you carry a Visa and a Mastercard where ever you go (you'd be surprised how many places overseas don't accept Mastercard).  This might be great especially if you head down to the United States often and...

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RBC Visa Infinite Avion Credit Card Review

Although my Royal Bank of Canada Visa Infinite Avion credit card is long gone (thanks to my stubborness of being unwilling to succumb to paying an annual fee for a credit card), it still has a special place in my heart, much like the MBNA American Express Starwood...

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MBNA WorldPoints World Credit Card Review

The MBNA World Points World Credit Card replaced the MBNA Travel Rewards Elite Card which replaced the MNBA SPG Rewards Mastercard.  As an MBNA mastercard holder since 2006 I'm surprised by the amount of change that MBNA has gone through (and my reward points). The...

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Thank You To People With Credit Card Debt

Most personal finance-types out there have a real vendetta against those people that carry balances on their credit cards. They preach fire and brimstone to anyone that pays “low” credit card interest rates of 9-12% a month, and true eternal torment for those souls...

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Credit Card Statement Changes

Here's a guest post article written a few weeks ago by Nickel of Five Cent Nickel, he's been around the PF blogosphere since 2005 (that's... like dinosaur ages in terms of blogging!) and he wanted to show you how to read your new credit card statement.  Yes, in case...

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Want to Make a Quick 19% Return?

No, no, this isn't one of those "get rich quick schemes", as you had probably hoped for.  There is one way to net an easy 19% to 21% return, and it's probably not what you had in mind. What I'm talking about is to get rid of that balance (if you have one) on your...

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Okay, I succumbed to the SPG American Express Credit Card

Yes, that is a public statement that I have succumbed and just signed up for the Starwood Preferred Guest American Express Credit Card. Many of you are familiar with the eulogy I wrote when my beloved MBNA Starwood Preferred Guest credit card came to an end at the end...

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