Should I Get a Real Estate Agent?

Our feet are still stuck in two feet of snow but it’s time to think about what happens each spring: the largest number of real estate transactions. But here’s the catch; housing transactions conclude in spring, but they start in February. The best time to sell your house is definitely in February and March. This is when most people put their house up for sell in the hopes of finding a buyer quick enough to move in the spring or early summer time. As we approach the crucial moment to put a “for sale” sign in front of your home; the $20,000 question is: Should I Get a Real Estate Agent?

Why A Mortgage Vacation Might Be the Most Expensive Vacation You’ll Ever Take

Who doesn’t enjoy a nice, relaxing vacation? When you hear “mortgage vacation,” you probably imagine yourself lying on the beach, sipping on umbrella drinks. Although you have the vacation part right, you forgot the most important part – your mortgage. A mortgage vacation lets you skip paying your mortgage for a few months after you’ve made mortgage prepayments – with a catch.

How RBC Funds Compare Against Index Funds, ETFs

Thomas Edison was dubbed a wizard when he created the electric light bulb. The Wright Brothers became American icons when they flew the first airplane. But when John Bogle created the first index fund in 1975, it was labelled Bogle’s folly. That a passive collection of stocks could outperform most professional money managers was considered a joke. Now, nobody’s laughing. Vanguard’s Total U.S. Stock Market Index, thanks largely to its popular, lean-cost structure, is now the largest fund on the planet.

Living in retirement: Seven things I Wish I Could Tell My 35-Year-Old Self

It’s diabolical trick to play on oneself. Imagine the seven things about creating a happy and secure retirement you wish the 30-year-old you had known. Well, here’s what I would have told the younger me. The overwhelming factor is longevity: not just protecting your physical health and emotional well-being so that you’re able to fully enjoy retirement, but understanding how crucial longevity is to just about every aspect of your life.

Some Millennials Are Kicking Butt When It Comes To Saving (really)

Seventy-seven percent of 25 to 34-year-olds have started saving for retirement (60% of those 18 to 24 have as well), according to research from CIBC. A search of “Millennials” and “retirement” on the Internet returns a litany of results, all with a similar theme. Almost a fifth of Canadians saved nothing at all last year, not a cent.Blaming bills or debt or a lack of funds, 17% of individuals polled by Pollara for BMO’s household savings report, said they couldn’t save.

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