Investing Made Easy

Growing Your Money Doesn’t Have to Be Complicated

When most people think of investing they think of guys with too much product in their hair, who wear nice suits, make millions of dollars and stare at boring/complicated graphs on computer screens all day.

Or perhaps, if you’re a young adult, you might associate investing with stock market crashes and the panic that they cause – that’s what the media prefers to report on after all.

At best, most Canadians see “investing” as something they talk about with their “bank person” once or twice a year (usually during “RRSP season”) and as a sort of arcane magic/black box that they could never hope to understand.

All of these ideas are terribly inaccurate and likely Do NOT pertain to you at all.  Investing is simply the act of taking your money and making it work for you.  There are many ways to do that and – like many topics – there are an infinite amount of details to be debated if one wants to split hairs in order to show how smart or well-read they are.

The truth is that investing for most people should be very very simple.  Our FREE eBook’s subtitle is “Low Maintenance and Stellar Returns”.  In it, you’ll find the exact investing portfolio that I use and why I use it.  The book takes about 20 minutes to read through, and I’m sure that by the end I’ll have convinced you that investing does not need to be difficult or time consuming.  I honestly spend maybe a half-hour every few months checking my investments – and that’s it!  It’s called “passive investing” or “couch potato investing” for a reason.

Canadians pay the highest fees to financial advisors in the world through hidden mutual fund costs.  By learning a few small pieces of terminology, and reading a few articles on the tools that we use, anyone can become a DIY investor and learn to control their own financial fate, instead of leaving it in the hands of people who might not have their best interests at heart.

All people need to succeed as an investor is basic grade nine math (honestly, most of it is just basic ratios and percentages, it’s no more complicated than understanding hockey players plus/minus numbers or a goalie’s save percentage) and a willingness to ask questions when we don’t know something.  For some reason talking about money and investments is taboo, and very few teachers have any idea about this stuff, so we’re never really exposed to any natural learning opportunities.  This information imbalance is massively exploited to the tune of hundreds of billion dollars every year in Canada.

Don’t be that person that is afraid to ask a question for fear of looking dumb!  Let us help you Keep It Simple and Stellar (KISS).

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Questrade Review for 2017 – $50 Promo Offer Code

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Justwealth Robo Advisor Review

As you probably know, Robo Advisors are becoming very popular as a way to use index investing without having to do all the DIY research yourself.  Young and Thrifty recently did a Complete Guide to Canada's Robo Advisors and we know there are many Robo Advisor options...

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ModernAdvisor Review

To add on to the Complete Guide to Canada's Robo Advisors, here at Young and Thrifty, we would like to take a closer look at the big robo advisor companies in Canada. To start, we're checking out ModernAdvisor, which is one of the new kids on the block.  There are a...

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