• Ryan @ Cash Money Life presents Financial Risk Test posted at Cash Money Life.
• Billeater.com presents Use Twitter to Save Money posted at Billeater.
• Silicon Valley Blogger presents YNAB (You Need A Budget) Personal Budget Software Review posted at The Digerati Life.
• DaveOzment presents Dollars Spent posted at Do You Dave Ramsey?.
• The Smarter Wallet presents How To Save Money On Generic Drugs posted at The Smarter Wallet.
• Tom Tessin presents Getting Student Discounts on Laptops posted at FCC Student Blog.
• ABC presents What Are Junk Bonds? posted at ABCs of Investing.
• Wise Bread presents Teach Your Way Around the World posted at Wisebread.
• Larry Russell presents Evaluating Roth IRA Conversions posted at Best Personal Financial Planning Software.
• PT Money presents A New Low-Fee Charge Card for Young People: The ZYNC Card from American Express posted at PT Money.
• Juliana Torres presents 100 Personal Finance Posts Every College Student Needs to Read posted at Career Overview.
• Brad presents 6 Warren Buffett Quotes That Will Make You Rich posted at Learn Save Invest.
• PT Money presents Cheap Car Insurance: Women Have the Advantage posted at PT Money.
• David de Souza presents Overseas Student Tax Tips posted at Tax Return Blog.
• Florine Church presents The Psychology of Spending Money: 25 Tricks You Need to Know posted at Career Overview.
• me in millions presents 11 Ways I Save on Food posted at me in millions.
• Tom Tessin presents How to Find CampusFood.com Coupons posted at FCC Student Blog.
• Roshawn Watson presents What’s Your Financial Mindset posted at Watson Inc.
• FIRE Finance presents Free Money – Online Bank Account Signup Bonuses over $1100 in all posted at FIRE Finance.
• Mariana Ashley presents 20 Best Blogs for Tax Advice posted at Career Overview.

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Welcome to the first edition of the Young and Thrifty carnival.  I had some great submissions and am delighted to post the ones below. Taxes, shopping online, and insurance. Quintessential personal finance information.

Read and enjoy!

Seeing as we are nearing the end of the tax year for 2009, Wenchypoo from Wench Wisdom presents MORE Timeless Moves You Can Make to Maximize Income and Minimize Taxes posted at Wisdom From Wenchypoo’s Mental Wastebasket.

Xin Lu from Wise Bread presents How to Quickly Compare Rewards Programs When You Shop Online posted at Wisebread. Again, generation Y like things quick and easy, this website she talks about called ev’reward helps you input your store that you’re looking to save money on (promo codes etc) and it magically gives you the answer. Instead of us having to google it and filter through pages of junky coupon codes that don’t work or are outdated. Don’t laugh, but one time I spent about 2 hours online looking for a coupon code for Orbitz to save money on a one night stay at this obscure motel in Oregon. I think in the end, I saved $5 US but I was happy. It’s the PRINCIPLE, I tell you, PRINCIPLE!  Saving money is addictive.  Maybe I should start a group “Cheapos Anonymous” or something.

MLR from My Life ROI presents Types of Insurance Most People Need posted at My Life ROI, Getting the Best Return On Life. This article goes over 5 types of insurance that we all need and should have. Each type of insurance goes over: What it is, What types there are, and Who needs it. In Canada, we are lucky to have universal health insurance, but we still have extended benefits (dental and those great massage therapy benefits to name a few). All the other insurance types that MLR mentions are much needed. Perhaps even pet insurance if you have a dog or cat!

Keep those blog carnival submissions rolling (until next time, my friends)!

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