Humans have insurance and medical plans (thanks MSP!), so why shouldn’t pets? Seems like these days, pet insurance companies have been cropping up like weeds. Just the other day, I just got a flyer in the mail for HBC Pet insurance. The BAY (yes, the department store) is now getting into the pet insurance business. I guess it’s pretty lucrative business for the insurance companies.
So how does one save money on pet insurance companies?
One HUGE tip to remember to save money with pet insurance is to START EARLY! Get your puppy or kitten on pet insurance sooner rather than later because the older your pet gets, the more expensive the monthly premiums are AND the higher likelihood that more and more illnesses will be “pre-existing”. Basically, if your dog or cat was diagnosed with allergies early on, then whichever pet insurance company you choose will not cover your pet for allergies.
There are a few pet insurance companies in Canada. A year ago, after paying $1500 for multiple vet bills in the span of one month, I thought “that’s it- I need to get my dog some pet insurance!” I don’t want to have to decide ten years down the road whether my pet was to live or die solely because of cost, and I am sure most pet owners don’t want to be doing that. So then I went about researching different pet insurance companies.
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