The Financial Cleanse- Get Rid of Junk

Welcome to the final Part of the Financial Cleanse (part III).  Guaranteed to detox your financial-bowels to a better and more money-savvy you!  (I’m kidding about the guarantee, but I did use these suggestions for a more money-savvy me!)

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How to save money and make money with gift cards


Christmas is fast approaching (it’s less than two weeks away- eek!).  In the past few years, gift cards have been a thoughtful and welcome addition to give and receive as Christmas presents.  In Canada, now gift cards “won’t go bad”.  The retailers were making big bucks on them because they had tiny fineprint that said they could deduct $3 every month or year as an “inactivity fee”.  Now they banned that and your $50 gift card will still be worth $50 five years down the road… unless ofcourse that company goes bankrupt, that is.  But I digress.

Everyone loves receiving gift cards.  But if you get a gift card to a place that you don’t even shop at e.g Golf Warehouse or whatever, you don’t want it to just look pretty in your wallet and let it go to waste.   If you want to save some money or not let your gift card go to waste, there are some new websites now that let you trade gift cards for full value, sell your gift card and get 85% of the money back, OR buy discounted gift cards.

Gift cards and christmas

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