A local radio station brought this to my attention on my drive to work and I must say I was pretty impressed. Saying “Merry Christmas” can have some negative consequences nowadays since everyone is tripping over each other trying to be politically correct.   I’m raised catholic, but not the traditional kind where I ram my religion down everyone else’s throat.  I also find it ironic that as peaceful religion is, its responsible for much of the violence today but that’s a story for another day.  With the holiday season upon us everyone is trying to give everyone the holiday blessings but they are so scared of being offensive! Its pretty difficult to offend me so if someone says any cultural equivelent to Merry Christmas I don’t get miserable about it. I’ll take Merry Christmas, Happy Hanukkah, Feliz Navidad, Happy Kwanzaa, and even Joyeux Noel! I do get a little annoyed with Happy Holidays though for some reason… Anyways. Watch this video below to watch this woman say it how it is.


 PF Blog Love!

Teacher Man @ My University Money writes Last Minute Gift Ideas – A Financial Education – So you’re down to the nitty gritty for Christmas gifts yet again. Last year you promised yourself it would never come to this again. No more last second stressful dashes to the mall to fight crowds of other anxiety-ridden zombies. Yet somehow December just flew by again this year…

Sean @ One Smart Dollar writes How to Answer the Top 10 Most Common Interview Questions – With unemployment rates at such high levels, employees need every advantage to better the other candidates. Here are answers for the top 10 most common interview questions

eemusings @ NZ Muse writes Then and now: frugality through the years – Tallying up the impact of lifestyle inflation

Investor Junkie @ Investor Junkie writes How to Do Stock Market Research – The hardest part of investing is doing the dirty work – research. Researching a company requires hard work to uncover vital information about a company and using it to determine which stocks to buy or sell. Let’s go through a few ways to find critical information about a company:

end of the world kaboom

I found this beauty of a picture on Facebook the other day and I thought it would be perfect for today’s little ramble.

KK @ Student Debt Survivor writes Student Debt Denial – When I first got my student loan bill I was in a state of panic. Are you in student debt denial?

Girl Meets Debt @ Girl Meets Debt writes Girl Meets Debt (No Longer in Financial Denial) – They say that the first step towards recovery is admitting you have a problem. It is actually very intimidating yet liberating at the same time to say (or write!) that I have a debt problem. I am ready to be proactive and tackle this debt on.

Don @ MoneySmartGuides writes Does Money Grow on Trees? – You hear it all of the time: money doesn’t grow on trees! Growing up, I heard my Mom use that phrase or a similar one to me multiple times.

Eddie @ Finance Fox writes Some Marry The Wrong Person Knowingly – Marriage is one of those subjects that requires certainty, and not a lot of potential. Despite this, some marry the wrong person knowingly.

Amanda L Grossman @ Frugal Confessions writes Options to Deal with Buyer’s Remorse – Have you ever had buyer’s remorse? I like to live my life with no regrets—I am a true believer that every moment, both good and bad, has been integral to..

Sustainable PF @ Sustainable Personal Finance writes How to Shop for Eco-friendly Appliances – New eco-friendly appliances, especially the big ones such as refrigerators and washing machines, are a serious commitment for homeowners.

Jen @ Master the Art of Saving writes How Living in a Small Town Affects Our Finances – I knew moving from a large city (population of 165,000) to a small town (population of 5,500) would have some sort of effect on our finances…I just wasn’t….

Jacob @ My Personal Finance Journey writes 6 Ways to Keep Your Holiday Gift Giving Costs Reasonable – If you’re looking to keep your holiday gift spending reasonable, there are several steps you can take, now, so you aren’t paying off the presents several months after Christmas is over. This post illustrates one writer’s personal experience with holiday gift spending gone wrong, and the lessons she learned from those mistakes.

Maria @ The Money Principle writes Watch your money this festive period – Many people use Christmas as an occasion when they ‘let their hair down’ and spend without cpntrol or responsibility. Don’t forget to watch your money.

A Blinkin @ Funancials writes What Causes Inflation? – Most of us consider inflation to be a general rise in prices. While this is a valid observation, the rise in prices is actually the effect. Higher prices don’t cause inflation. An increase in the money supply causes inflation.

Ted Jenkin @ Your Smart Money Moves writes Can We Just Skip Gift Cards This Christmas? – I haven’t done any of my holiday shopping at this point, but I’m going to declare a new theory of relative proportion at Your Smart Money Moves today.

krantcents @ KrantCents writes What Is a Progress Report and Why Is It Important? – A progress report is a report of work accomplished during a specific time period. Simple enough, but how often do you reflect on your progress? Although I monitor my progress and adjust my efforts often, I very rarely prepare a report. Just recording your progress is not enough to accomplish your goals either.

Crystal @ Budgeting in the Fun Stuff writes Adventures in Landlording – So Far, So Good – It’s been a while since I talked about our rental income. Here is our most recent updates on our adventures in landlording.

Jason @ Work Save Live writes 6 Ways to Involve Your Children in Giving This Holiday Season – Children are born with giving hearts, and if they are taught at a young age that giving should be a part of their lives, they do so naturally and compassionately. Here are 6 ideas to get your children involved in giving this holiday season.

Aloysa @ My Broken Coin writes Love Skiing But Hate Spending? Go Nordic. – Utah. Dry summers. Cold winters. Snowy mountains. Expensive ski resorts. Utahns love their snow so much that they claim to have “The Best Snow on Earth.” I can argue with this statement. To say something like this means you are way too arrogant to my liking.

Suba @ Broke Professionals writes I’ve Forgotten How To Buy Christmas Gifts For My Husband – After years of no-gift Christmases and going Christmas shopping for myself, I’ve forgotten how to buy gifts for my husband without him finding out.

Kyle @ The Penny Hoarder writes How to Make Money Sharing Your Christmas List – Modern technology has made our time the age of the Penny Hoarder. Only ten years ago, companies paid large chunks of change to one massive advertising agency to get the word out on products and build a brand.

Invest It Wisely @ Invest It Wisely writes How to Host a Christmas Party on a Budget – We usually host the annual family reunion in our home so we learned how keep control on spending while still enjoying it.

Veronica Hill @ Pelican on Money writes Has Your Boss Been Naughty or Nice? – With holidays around the corner, it’s natural to spend money on gifts for your family and friends. What about work though? Should you get gifts for your co-workers and your boss? How much should you spend?

Carnival Love

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