Steven @ Grocery Alerts writes The Myth of Great Savings on Black Friday – The Wall Street Journal has exposed the Black Friday deals myth as just that. In fact, for all the guilt-tripping over last minute Christmas gift shopping, the truth is that many items go down in price toward the end of the holiday season, as the initial rush slows. Although it varies from store to store, your chance of buying toys for half off improves every day between Thanksgiving and Christmas.

Ken Faulkenberry @ Arbor Investment Planner writes Dividend Growth Compounding Versus Interest Compounding – Interest compounding is a powerful financial concept, but dividend growth compounding multiplies the benefits of exponential growth.

Paul Vachon @ The Frugal Toad writes 5 Things That Must be on Your Moving to do List – A moving to do list is essential for a successful move and can save both time and money. Add these tips to your own moving to do list for a problem free move.

Bob @ ChristianPF writes The Top-10 Adoption Friendly Workplaces of 2012 – November is National Adoption Month, and the Dave Thomas Foundation for Adoption recently released its list of the Best Adoption-Friendly Workplaces in 2012, highlighting the 100 employers in America that offer the best adoption benefits to their employees.

John S @ Frugal Rules writes A Smart Way to Play Interior Designer When Moving – Moving can be a costly endeavor, especially when it comes to furnishing your new living space. Many items are very costly and the temptation can be to overspend. With some wise planning, you can be frugal and still have some great furnishings.

Glen @ Credit Card Smarts writes Debt Snowflaking: Using Small Amounts to Reduce Your Debt Faster – Debt snowflaking can help you reduce your debt with small amounts over time. For many this is a great way to be debt-free, especially credit card debt.

Steve @ Canadian Personal Finance writes Why does crime pay in Canada? A look at investor fraud – Former Victoria financial advisor Ian Thow who conned investors of more than $8 million has been granted parole after serving just two and a half years of his nine-year prison sentence.

CAPI @ Creating a Passive Income writes Supplement your passive income online – Traditionally, working meant spending Monday to Friday, 9-5 in an office building and living for that moment of freedom when the clock hit 5 on a Friday. The advent of the internet has changed all of that and the way we work has been adapted to include the flexibility of new technology. The World Wide The post Supplement your passive income online appeared first on .

PITR @ Passive Income To Retire writes How Cash Flow Investments Change Your Life – Find out how dividend investing or cash flow investments can change your life in more ways than the income itself.

Suba @ Broke Professionals writes Kids and Money: What They Really Think – What do kids really think about money? I asked my daughter – and her friends – what they’d do with a million bucks. Their answers are hilarious!

Jon the Saver @ Free Money Wisdom writes Three Financial Decisions Newlyweds Need to Make – These three financial decisions are things you really need to take into consideration if you’re ever to ensure that your future is financially stable.

Jason @ Work Save Live writes Go Green! Save Money! – Over the last several years, everything in the store seems to be “going green”. I see it on packaging and see it on advertising – it’s on just about everything and down every aisle. However, one of the biggest drawbacks about going green also meant shelling out more cash.

Wayne @ Young Family Finance writes Is gaming online worth it? – With the cost of living continually on the increase it’s always a tough decision to decide how to part with your money and what to spend on entertainment.

krantcents @ KrantCents writes Moving When You Retire Is Dumb! – Unless you are moving with friends and family, moving when you retire is dumb! You have roots in the neighborhood, family and community. Social connections are very important to living a long happy life.

Don @ MoneySmartGuides writes The Importance of an Emergency Fund Contest – Having an emergency fund is one of the first things you should do when taking control of your finances and for reaching the financial life you want.

Eddie @ Finance Fox writes Lessons Learned From 3 Years as a Home Owner – Three years ago this September I bought my first home, and in the process made the biggest financial decision of my life.

Joe Morgan @ Simple Debt-Free Finance writes 3 Reasons Used Car Leasing Is A Bad Deal. – What’s worse than a “Buy here, pay here” car lots? Lease here, pay here car lots. All the downside with none of the “benefit” of a Buy Here, Pay Here lot. These are some of the worst of the worst.

Crystal @ Budgeting in the Fun Stuff writes We Scared Ourselves – Now to Stop Spending Like Crazy People… – Today is the last day of our October to November budget period. And we were bad. Really bad. We have plans next year, so we have to start saving again.

Jennifer Lynn @ Broke-Ass Mommy writes Is Your Significant Other A Spender Or A Saver? – When I first heard the phrase (work smarter, not harder), I dismissed it as business jargon for (work harder for us with no extra pay).

Rich @ Growing Money Smart writes Optimal Wealth Is A Narrow Range – Like all things in live, Optimal Wealth Is A Narrow Range! This means that you need the right formula and mixture of income, saving, debt and spending to live optimally.

Lance @ Money Life and More writes What Would You Do?: Should I Refinance My Mortgage? – I reached out to a mortgage banker I have dealt with in the past and asked for a quote. Inside are the details of my mortgage situation along with the quotes I received. Do you think I should refinance my mortgage based on these circumstances?

TDB @ Tax Deduction Blog writes What Can You Do If You Cannot Pay Your Tax Bill – It can be distressing when you are done with your tax return and then get to know that you do not have sufficient money to pay the additional taxes that you owe to the IRS. There is no need to dread about it and the recognition that you are unable to pay your taxes on…

Sustainable PF @ Sustainable Personal Finance writes 5 Easy Ways to Save for Retirement – It’s easy to put saving for retirement on the back burner.

Tushar @ Finance TUBE writes Five Tips to Take Control of Personal Finances – Today we will talk about five tips take control of personal finances once and for all. It can be difficult to get out of the financial whole. But there are some of the easy things that you can do to take care of your finances.

Jester @ The Ultimate Juggle writes Fairness In Spending On Kids – When I first heard the phrase (work smarter, not harder), I dismissed it as business jargon for (work harder for us with no extra pay).

Corey @ 20s Finances writes 6 Expensive Things Every Homeowner Should Prepare For – Buying a home has a lot of hidden costs. Make sure to prepare for all of these unexpected costs.

A Blinkin @ Funancials writes The Fiscal Cliff is a Solution, Not a Problem – Once the media gets a hold of an idea and it enters it’s way into everyday conversation, it’s either over-hyped or (not as bad as they say.) In my opinion, the Fiscal Cliff falls into the (not as bad as they say) category.

Mike @ Personal Finance Journey writes Debt Management Company – Can they help? – Can a debt management Company help you claw you way out of a debt crisis? What do these Companies offer us when in trouble?

Amanda L Grossman @ Frugal Confessions writes 7 Ways I am Working Smarter – When I first heard the phrase (work smarter, not harder), I dismissed it as business jargon for (work harder for us with no extra pay).

Kyle @ The Penny Hoarder writes The 5 Weirdest Things We’ve Sold for Cash – Over the past few years my family has made close to $7000 by selling unwanted stuff from our closets. My husband is a musician, and musicians have a lot of crap…er, gear, so that helped with our earnings.

TRL @ The Retired Landlord writes Down Payment – The Perfect Amount to Invest – Investing the right amount in your down payment on your rental property is important for your success as a real estate investor.

Daisy @ Add Vodka writes October Spending – When I first heard the phrase (work smarter, not harder), I dismissed it as business jargon for (work harder for us with no extra pay).

Lou Rodriguez @ The Amateur Consumer writes 5 Steps To Better Credit? Not So Fast! – Bloggers, credit and financial experts, and many websites all advocate for 5 simple steps to take in order to better your credit. But upon further review, some of those steps really aren’t so simple.

Corey @ Steadfast Finances writes Student Loans – Yea or Nay? – Student loans have advantages and disadvantages. Find out whether students loans are right for you.

Michelle @ The Shop My Closet Project writes River Loses It or a Firefly money moment – River from Serenity give financial advice drama style, or at least this is how it would play out.

Shawanda @ You Have More Than You Think writes Build a Budget-Friendly Gym in a Small Space – If you’re new here, you may want to subscribe to my RSS feed or e-mail. Thanks for visiting! TweetSharebar Tweet450 square feet. That’s the current minimum apartment size in New York City.

Luke @ Learn Bonds writes Are municipalities gambling with taxpayer money or being smart? – Municipalities bought around $500 billion of interest rate swaps prior to the beginning of the financial crisis. Now some of those trades have gone bad.

PPlan @ Provident Plan writes Saving Money in Colder Weather – Temperatures are changing fast and that could mean a huge effect on your finances. Find out how to keep your heating bills low.

Ashley @ Money Talks Coaching writes It’s not about what you earn… it’s about what you keep! – When I first heard the phrase (work smarter, not harder), I dismissed it as business jargon for (work harder for us with no extra pay).

Bill @ Budgets Are Awesome writes Generic K-Cups to Save You Money – Coffee is an expensive part of a productive life. Learn about new K-Cups that will be half as costly as the brand name.

Weasel @ Wealthy Weasel writes What is Yield on Cost? – Yield on cost can be used for dividend stocks, bonds, real estate and more. Calculating the yield on cost is an important part of investigating investments.

MR @ Money Reasons writes Getting Your Ideas Implemented – Over time here are the methods I’ve discovered on getting your ideas implemented at work or any place really. Some of the same techniques work to get issues resolved too.

Maria @ The Money Principle writes The Freelancer’s Guide to Budgeting – When it comes to budgeting we all need help; freelancers need a serious guide to budgeting. This articles offers useful tips for budgeting when you are working freelance.

SBB @ Simple Budget Blog writes Keep Your Budget Simple – Don’t make things too complicated when budgeting. Find out how you can keep your budget simple.

Daniel @ Sweating the Big Stuff writes Think Hurricane Sandy Doesn’t Affect You? Think Again – While most of America lives in states not affected by Hurricane Sandy, the entire country will feel its effects, especially the bad and ugly ones.

Don @ MoneySmartGuides writes More on Tipping – A few months ago I wrote a post asking if tipping is out of control. I was at a restaurant recently and realized I have more to say on this topic.

Roger the Amateur Financier @ The Amateur Financier writes 3 Negative Side Effects of Pregnancy (That Nobody Mentions) – This week has been a pretty interesting week. I have been attending Lamaze classes with my thirty-six week pregnant wife this week, and it’s been something of

Derek Knight @ Freeat33 writes Free Television with Shaw Canada LTSS – Get free Satellite TV with Shaw Canada LTSS. I couldn’t believe this was true, until I signed up myself.

Buck Inspire @ Buck Inspire writes Two Year Blog Review By Looper Buck Inspire – This is what happens when a blog turns two and learn if you can leap from your 9 to 5 job to working for yourself.

KK @ Student Debt Survivor writes Student Loans are “Good Debt” – Did friends and family tell you that student loans are, “good debt”? Is there such thing as, “good debt”?

Joe @ Midlife Finance writes Lending Money: Yes Or No? – Should you lend money or not? It’s hard to say no to friends and family members who need financial help. If you decide to do it, here are some tips.

Jamie @ Financial Footsteps writes Student Loans Should Not Have Pre-Payment Fees – Pre-payment fees can make loans more expensive than they should be. See why you should get a loan without pre-payment fees when possible.

Connor @ Cash Cabana writes Best Layaways in 2012 – Some stores have better layaways than others. See the layaway policies for K-Mart, Toys R Us, and WalMart.

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