Weekend Ramblings – November 3

Ken Faulkenberry @ Arbor Investment Planner writes Why Tactical Asset Allocation is Changing the Investment World – Tactical asset allocation is an active strategy that includes continual management of risk through portfolio rebalancing to a flexible asset allocation based on value.

Sean @ One Smart Dollar writes The Cost of Halloween Doesn’t Need to be Scary – The average American will spend $80 this year on Halloween. This doesn’t need to be the case if you find creative ways to cut down on the costs.

Michael @ Modest Money writes Why Is Talking About Money Hard? – When it comes to discussing issues revolving around money with parents or partners, the conversation can get awkward, or even aggressive, quickly. As a result, many people try to avoid bringing up money matters as much as possible. This is the wrong approach.

Mich @ BeatingTheIndex writes Argent Energy Trust: Eagle Ford Shale Upside Beacons – Argent Energy Trust is the third member in the select cross border club of Canadian income trusts. It offers high yield & exposure to the Eagle Ford shale oil play in Texas.

J.P. @ Novel Investor writes 2013 IRA Contribution Limits Increased – The IRS has announced the inflation adjusted numbers for the 2013 IRA contribution limits. Most important was the bump in the maximum contribution.

Paul Vachon @ The Frugal Toad writes 10 Frugal Ways to Save on Food – According to the Bureau of Labor Statistics, food is the third largest monthly expenditure families have after housing and transportation. With a little planning, you can save on food costs by trying some of these easy tips.

Gen Y @ Gen Y Finance Journey writes The Joy of Slow Cooking – A slow cooker is the best friend of someone who has little kitchen space, little time to cook, and is on a budget. Though many slow cooker recipe books will instruct you to do copious amounts of prep work, you can usually get the same great flavors, or close to them, with absolutely no prep work, meaning you have fewer dishes, and spend less time cooking.

Steven @ Grocery Alerts writes Tips for saving money on your Halloween party – October is here and many people are planning halloween parties. Depending on the size of your crowd, your party could get costly. Here are a few ways to plan a spooktacular halloween party on a budget.

Jen @ Master the Art of Saving writes Getting The Most “Bang” For Your Halloween Bucks – A lot of people always complain that Halloween costumes are such a waste of money.

SBB @ Simple Budget Blog writes Budgeting for Vacations – Find out how you can scrounge a few extra pennies to go on an exotic trip.

Sustainable PF @ Sustainable Personal Finance writes Using a Midwife – One Year Later – The Experience – Details of our midwife and home birth experience a year after we welcomed our son into our lives

MR @ Money Reasons writes Financial Benefits of Having a Fuel-Efficient Car – I’m buying a new car, and unlike when I was younger, I’m now going to buy a fuel-efficient car to get the best overall value with my purchase.

IMB @ Investing Money writes How to Evaluate a Stock – Find out how you can evaluate a stock and what you need to know to make a wise investment.

Jon the Saver @ Free Money Wisdom writes How to Place Real Estate in an IRA – Have you ever wondered how you can place real estate in an IRA account? It is something most Americans don’t know about and it’s easier than you think!

Suba @ Broke Professionals writes I’m A Bonafied Professional: Finding Financial Independence – Financial independence snuck up on me – after working freelance for two years, I finally managed to find a gig that makes me a professional writer!

Corey @ Steadfast Finances writes What Happens When You Don’t Pay Taxes – Perhaps you haven’t given it much thought, but there are very different implications and penalties for not paying your taxes.

Ted Jenkin @ Your Smart Money Moves writes Tricks and Scams to Avoid When Buying a Diamond or Engagement Ring – So you’re ready to start shopping for a diamond engagement ring? Congratulations! But how can you be sure that you’re dealing with a reputable diamond

Wayne @ Young Family Finance writes Seasonal Expenses – Find out why my family spends more money in particular seasons and how we are able to save more money in others.

Eddie @ Finance Fox writes Change is Good – Glad I Switched to an iPhone – After spending an hour in the Telus store, talking, comparing and crunching numbers, I walked out with a new iPhone.

Jester @ The Ultimate Juggle writes Spending Priorities for Your Family – Juggling the many expenses of raising a family is difficult. There are lots of things that demand money and even more things that you would like to purchase with whatever money that you have left over.

Passive Income Earner @ The Passive Income Earner writes RESP Explained – Learn about the Registered Education Savings Plan (RESP)

Tushar @ Finance TUBE writes Saving For Kids College Education – Today we will talk about saving for Kids College Education. If you have kids then you will know how important it is to start saving for the college education.

Amanda L Grossman @ Frugal Confessions writes Liquidating Our Electronic Graveyard: How did We do? – I opened up our closet in Paul’s office the other day and realized that our graveyard of electronic carcasses had grown big enough in size for me to attempt…

ETZ25 @ Entertainment Timez writes Staying The Weekend At The House Of A Friend – This is one of my more frugal activities, but when money is tight, nothing beats staying at a close friend’s house for the weekend!

Ashley @ Money Talks Coaching writes What Are You Teaching Your Kids About Money? – We teach our kids almost everything they know… whether we like it or not. Sometimes I wish my kids wouldn’t learn what I’m teaching.

Luke @ Learn Bonds writes I Know Where CD rates will be in 2015! Why Doesn’t Nobel Laureate Thomas Sargent – Thomas Sargent says he doesn’t know where CD rates will be in a couple of years. Here’s why we know what he doesn’t.

Maria @ The Money Principle writes Changing my position on credit cards: a sign of weakness or growth – Is changing our minds a sign of weakness or growth? I illustrate my point using my opinion on credit cards as an example; and it is growth!

CAPI @ Creating a Passive Income writes Five Methods to Create Passive Income – Have you heard the hyped up ways to generate passive income? Find real ways to create passive income. No gimmicks. No Hype. Real life experience.

Jason @ Work Save Live writes 5 Ways to Save Money on College Textbooks – 5 Simple Ways to Save Money on College Textbooks It’s no secret that college tuition costs are going up each year.

Shawanda @ You Have More Than You Think writes Menu Plan Monday: “Back At It” Edition – In recent weeks, I’ve eaten most meals away from home. Even though I buy a lot of grub from budget friendly Peruvian grills, the costs add up.

BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes SHOULD I TRADE IN MY CAR? – You can trade in a car and still build wealth. Save and spend on what you value.

krantcents @ KrantCents writes Get Paid to Stay Healthy – Paid to stay healthy? Can you imagine insurance companies paying you to stay healthy? I can’t! Health insurance companies are routinely vilified for their practices. Now they are not only encouraging healthy behaviors, but actually paying you for it. It is a 180 degree change, but I will gladly take it.

TDB @ Tax Deduction Blog writes How to Do A 401K Rollover – A step by step guide – A 401K retirement plan follows employees all through their careers and it is a noteworthy benefit of this plan. But when an employee has to change jobs, there comes an important decision to be made – what is to be done with his/her 401K? Since a decision in this regard is imperative, it requires one…

Tushar @ Start Investing Money writes Tips for Building a Solid Mutual Fund – This Post was Originally published at Tips for Building a Solid Mutual Fund on Start Investing MoneyIf you’re thinking about building a mutual fund, it is well worth finding out as much as you can about it before you get started. One thing you should know is there are lots of options out there for building a mutual fund.

Invest It Wisely @ Invest It Wisely writes How to Get Kids Interested in Money and Investing – One of the best ways to get kids interested in money is to start when they are young. Children still want to hear everything you have to say.

Crystal @ Budgeting in the Fun Stuff writes Our House is a Money Thief – Moving is expensive and new homes come with a lot of expenses. Here are the ones we expected and a few we didn’t.

TRL @ The Retired Landlord writes Is it Better to Leverage Your Money? – Find out the advantages and disadvantages of leveraging your money. This may not be the best route to take for those who are afraid of risk.

Daniel @ Sweating the Big Stuff writes Could Free Returns Be The Policy Of The Future? – The only time that shopping in a store is cheaper is when you have to return a product. But what is all stores offered free return shipping?

JP @ My Family Finances writes Women Lie More than Men When It Comes to How Much They Work – If you’ll lower your defenses for a moment, I’ll explain why women lie more than men when it comes to how much they work.

SFB @ Simple Finance Blog writes (Inexpensive) Personalized Gifts – We all have that person on our shopping list: the person who has, literally, everything. For me, this impossible-to-buy-for person is my youngest brother-in-law. The guy really does have everything.

Debt Guru @ Debt Free Blog writes Staying Out of Debt with Insurance – While many people perceive financial despair and bankruptcy as a result of bad decisions, the truth of the matter is that many similar situations arise because people are not adequately covered in case of extreme situations.

Corey @ 20s Finances writes What Would You Do with Extra Money? – If you have ever received a bonus, raise, or a little extra cash, you have likely had to ask yourself what to do with your extra money.

Rich @ Growing Money Smart writes Dollar Cost Averaging In Practice – In my last post, I wrote about what Dollar-Cost Averaging is about and gave some example of how it works. Today, I’m going to talk about how I personally use Dollar-Cost Averaging in my “real life” and why I think overall it’s the way to go.

Jennifer Lynn @ Broke-Ass Mommy writes How Much Cash Do You Carry? – Is there a right answer? Not exact, so let’s discuss how much cash you carry. I’ll reveal how much cash I carry around!

Kyle @ The Penny Hoarder writes How To Make Extra Money with Forex – Forex trading is one of the most popular ways to invest outside of the stock market. In fact, Forex trading is actually the largest market in the world, with trillions of dollars being traded everyday around the world.

Roger the Amateur Financier @ The Amateur Financier writes 6 Ways to Cut Your Halloween Costs – A list of methods to cut down the expense of your Halloween party and other activities, from your costume to your candy to give out and your pumpkin for carving

Don @ MoneySmartGuides writes 10 Things That Make You Poorer – CNNMoney recently posted an article about 10 Things That Make You Poorer. The list includes: Smartphones Cars Credit Cards Rent-To-Own Anything Money Market Funds Lottery Tickets Cigarettes TV Collectibles House I think this is an interesting list.

PPlan @ Provident Plan writes Finances and Going Back to School – Going back to school isn’t cheap. You need to find out how you can afford it before making the leap.

Your Boss @ What Your Boss Really Thinks writes Ask Your Boss: Why Does A Boss Care if I am Late Ten Minutes – Why does a boss care about someone being 10 mins late to work but doesn’t notice when that person works through her lunch to meet a deadline? Just from the way you formulated this question, I can see that you are frustrated with your boss.

Michelle @ The Shop My Closet Project writes One Payday A Month-kind of sucks… – I get paid once a month. The last business day of the month. It kind of sucks. Don’t get me wrong, I am extremely grateful and blessed that I have a job and that I even get paid. But, it almost feels like each month I’m waiting to see if I’ve won the lottery.

PITR @ Passive Income To Retire writes My Passive Income Challenge – Find out which passive investment is generating the best return.

Ray @ Squirrelers writes Crazy Money Quotes: Things People Actually Said – Have you ever heard some people make some money-related comments that just seemed a bit crazy to you? This post shares 6 such comments that I heard, and were memorable to me.

TTMK @ Tie the Money Knot writes Would You Want a Gift Card for Christmas? – Would you like to recieve a gift card as a present? Now, would you like to GIVE a gift card as a present? If your answers are different, you’re probably not alone.

A Blinkin @ Funancials writes Can the Government Save the Economy? – 1. CAN the government save the economy? and if yes, 2. SHOULD the government save the economy? We can answer the first question rather simply. Any ECON 101 course will teach you that, through monetary and fiscal policy, the government CAN impact the economy.

Mike @ Personal Finance Journey writes Christmas on a Budget – Planning a great Christmas on a Budget is simply about thinking ahead and following our great advice on squeezing the most out of your dollar.

John @ Married (with Debt) writes The BEST Emergency Fund Setup Ever – Read here to learn how to setup the BEST emergency fund ever. It’s diversified, tiered and easily accessible.

Daisy @ Add Vodka writes Is Entrepreneurship Dying? – Once upon a time, men and women across America had aspirations that amounted to great entrepreneurial feats. Millions wanted to develop businesses, and sought nothing more than a company or organization to call their own.

Teacher Man @ My University Money writes My Love-Hate Relationship With The Campus Bookstore – As a book nerd, I’m all about bookstores. I love the atmosphere, the celebration of literature, and the quiet library-esque respect that generally pervades the area. Campus bookstores are pretty cool places if you are into book culture.

Joe @ Midlife Finance writes Saving For Retirement: More… or Less? – There’s a new trend out there, arguing against the long-held advice put out by practically every financial guru, from Money magazine to Suze Orman: You don’t really need as much for retirement as they’ve said all these years.

Steve @ Ready To Quit My Job! writes Calculating the Monthly Nut and How Your Savings Affects Your Decision to Quit – You need a plan and since you also need a roof over your head and food in your belly (among other things) the first thing you want to figure out is how much you need to cover your expenses on a monthly basis.

Carnival Love

About Justin B

Justin is the co-owner and grammarly impaired author of My University Money and Young and Thrifty. If you like what you read, consider signing up for email updates.

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