It’s officially February and that means that we’ve had a good 4 weeks + to keep ourselves accountable to our New Years resolution goals.  How have you all fared with your New Years Resolution goals?

For me, I told myself that I would exercise (either yoga or jogging) at least 90 minutes (I know, I set the bar really low, don’t I?) a week and so far I’ve been doing quite well with this.  I give myself an 8/10 for effort.  Some days I feel like a sloth and I know I have X, Y, and Z to do and cross off from my perpetually full To Do list, but I tell myself that exercise and my well-being (and sanity) is more important than the other stuff.

Like I said earlier, I think that exercise is a great stress reliever.  Sometimes when I feel all this energy “buzzing” inside (I start to feel restless, jittery, and a little on edge), I grab my shoes and go out for a jog.  After my run I feel like a gazillion times better and I feel like I can tackle the rest of the week.  Now I know what there are runners so addicted to running.  It’s the natural opioids that we create, I tell ya!

Readers, how have you fared on your new years resolutions?

PF Blog Love

Holly @ Club Thrifty writes The Value of Taking a Vacation – Vacation is the best thing since milk and cookies! While it may cost us a ton of money, going on vacation is essential for our well-being.

Little House @ Little House in the Valley writes How to Make the Most out of a Small Bathroom – Although small bathrooms may seem less inviting than their roomy counterparts, there are some simple tricks you can use to make even the smallest washroom cozy and accessible.

Girl Meets Debt @ Girl Meets Debt writes My Frugal Habits BEFORE I Started Blogging – The old me may have spent more money than I had, but even before I started blogging, I had a few frugal habits that I was already practicing daily. I know, it is suprising right?

Michelle @ The Shop My Closet Project writes I’m using my SH$T January-a no more buying product manifesto – read my no more buying product manifesto!

Corey @ 20s Finances writes The Hidden Costs of Renting – It’s important to understand that while homeownership has many costs (perhaps more costs than you are aware of), renting has its own unique costs that are worth considering before becoming a renter for life.

Aloysa @ My Broken Coin writes What No One Ever Tells You About Costa Rica – Get my personal inside scoop on my vacation to Costa Rica, and things to watch out for and beware of!

Suba @ Broke Professionals writes Planning My European Vacation: Getting A Passport – After revisiting my financial priorities to put traveling at the top, I’m ready to plan my European vacation. Step #1? Getting a passport!

Invest It Wisely @ Invest It Wisely writes What Does It Take to Emotionally Succeed as an Entrepreneur? Here’s What I’ve Learned, One Year After Quitting My Job and Taking the Leap of Faith – It’s been about one year since I took my leap of faith and entered the world of self employment, so what does it take emotionally to succeed?

Daisy @ Add Vodka writes Spring Cleaning For Your Finances – It’s not quite spring yet in the great white North, but it was 8 degrees (46.4 F) in my region today and sunny, so that counts for something. Whenever it starts getting spring-like out, I get excited to start spring!

Don @ MoneySmartGuides writes 3 Ways to Save Money (A Lot of Money!) – I’m sure you are familiar with the “latte-factor”, which was popularized by David Bach in his Automatic Millionaire book series.

Jennifer Lynn @ Broke-Ass Mommy writes Time to establish financial and savings goals for 2013. – Yep, now is the time to establish financial and savings goals!

Lance @ Money Life and More writes Am I Crazy? Not Taking the Optimal Financial Path May Be the Right Decision – As a personal finance blogger I often pressure myself to make the best financial decisions possible so I can be a good role model to my readers. However, at times I feel like I need to do something I want rather than what makes the most sense financially. Read on to see what has been occupying my thoughts all week.

Ashley @ Money Talks Coaching writes The B Word: How To Create And Use A Budget That Will Change Your Life – I wrote an e-book! It’s called The B word: How to create and use a budget that will change your life. It’s on Amazon for a mere 2.9

krantcents @ KrantCents writes Budgets and Diets Are a Waste of Time! – Budgets and diets are a waste of time! Most, if not all personal finance (PF) bloggers are probably surprised I would say that. A budget or diet is not the answer for overspending or overeating. If these things worked for everyone, there would be no debt or overweight people.

Eddie @ Finance Fox writes Do You Carry The Wrong Credit Card? – This question applies to literally millions of Canadians – 85 per cent of us carry a credit card, according to the Financial Consumer Agency of Canada


Passive Income Earner @ The Passive Income Earner writes Dividend Stock Analysis: Tim Hortons (THI) – Is THI a worthy investment at this time? Did it saturate its Canadian market?

JP @ My Family Finances writes It’s a Buyers Market out there! Top tips for finding a bargain – In a market where home loans come at a premium and even the slightest oversight on your paperwork or research can force you to walk away from a home – and maybe your earnest money – knowing everything you can about the industry, the process, and the market before house shopping is more vital than ever before.

Jen @ Master the Art of Saving writes Saving Up Money To Pay Cash For A Car – So how in the world am I going to be able to save that much money in such a short time? Well, I’m not certain that I will, but I’ll definitely give it a go. Here’s my plan:

A Blinkin @ Funancials writes $999.99 Giveaway – What an incredible Superbowl. If I were to measure the entertainment, I would say: Michelle Williams; Commercials; Beyonce; Jacoby Jones; The game was extremely entertaining, but I wasn’t as impressed with the commercials.

Maria @ The Money Principle writes Take charge of your finances: focus on ‘wants’ rather than ‘needs’ – Making decisions about finances by satisfying needs is a long standing mantra in personal finance. Here I argue that mastering wants is the way to go.

Gary @ writes Advantages and Disadvantages of Mutual Funds – Mutual funds are among the most popular investment vehicles in the marketplace and represent a multi-trillion dollar industry, but do retail investors know the pros and cons when deciding if investing in a fund is best for them? In this article, we analyze and explain the advantages and disadvantages of mutual funds to help you determine if investing in one makes sense with your financial needs and goals.

Mary Rhodes @ Fine Tune Finances writes Is There Such Thing as Good Debt? – “Debt” is a word many of us have learned to fear. But having debt, to a certain degree, is not always a bad thing. There is such thing as good debt versus bad debt, and you may be in a position to put your mind at ease if your debt falls into the positive category.

Alice @ Hurricanes, Panties & Dollars writes Saving on Inebriation & 10 Money Themed Drinks – I love to drink and have a great time, but if you’re drinking at bars—it can add up faster than a stripper can spot a $100 bill. That’s fast!

Jason @ Live Real Now writes I’m the Bad Guy – In a couple of years, I want to buy a $450,000 spread on about a dozen acres and let my wife’s dreams come true. Or, we could buy a couple of horses now and never have the money for a down payment.

Grayson @ Debt Roundup writes My Savings Account Interest Rate is WHAT? – As I get ready for the tax preparing season, I wanted to get ahead and find out about my interest earnings. Once I logged in, I realized that I was getting almost nothing.

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