I’m surprised that this months net worth update is so good looking. Frankly it’s because the stock market has been doing so well. My TFSA portfolio is almost up 9% and this is after the in-kind transfers I have done from my non-registered to registered account. I love my TFSA portfolio… that’s all!
There have been some major major changes to my net worth and you’ll see the results next month. I’m planning to max out my TFSA for 2013 (I have about $9000+ in contribution room), and pay back my RRSP home buyers plan in full and contribute to the RRSP. I’m already excited to do my taxes and it’s not even April yet. I’m a personal finance geek, that’s for sure!
I’ve been splurging on eating out, buying clothes, and I even treated myself to a pedicure at the start of the new year. Not very personal finance geek, that’s for sure!
Okay, so here’s the breakdown for February 2013:
joint account which our mortgage is deducted from, and our own personal accounts.
Non-Registered: $1973 (+0%)
BMO Investorline and Questrade accounts.
TD E-Series account, a GIC in my ING Direct Account and a Questrade RRSP account.
I am seriously thinking about maxing out my TFSA instead, if I am not able to max out on both (read my TFSA vs RRSP great debate over here) from now on, as I will expect to have defined benefit pension when I retire.
PRINCIPLE RESIDENCE: $387,500 (0.0%)
Mortgage Debt: $285, 510 (-0.30%)
Credit Cards: $800