Posts by Guest Post
Renter’s Insurance: Pay a Little, Protect a Lot
Much like the prospects I show apartments to, I once scratched my head at the idea of renter’s insurance. Now, after getting to learn more about it through my job, it doesn’t take me long to convince the prospect that investing in renter’s insurance is well worth their money. Renter’s insurance, also called resident’s or…
Read MoreHow to Navigate the Broken Scholarship System
Earlier this year, ScholarshipsCanada, a site that aims to match post-secondary students with scholarships and bursaries, put out a statement claiming that millions of dollars worth of scholarship money goes unclaimed each year. They cited the main reason for this unclaimed money was that students simply didn’t apply. Other scholarship databases, like yconic, also face…
Read MoreSteadyhand and Mawer Mutual Funds vs Robo Advisors
Steadyhand & Mawer Mutual Funds Robo Advisors Actively managed by a fund manager, whose goal is to beat the performance of passive investing. Invest in passive investments, which have been empirically shown to outperform active investor funds the majority of the time. Lower MERs than conventional mutual funds. Much cheaper than Steadyhand / Mawer funds…
Read MoreTD eSeries Funds vs Robo Advisors
TD eSeries Funds Canada’s Robo Advisors Passive investing principles Offer extremely low MERs to investors, comparable to robo advisors. Provide investors with the opportunity of choosing which passive investments they wish to hold in their portfolio. Passive investing principles Automatically allocate investor funds amongst passive investments on their behalf, reducing their involvement in the…
Read MoreTangerine Investment Funds vs Robo Advisors
When Tangerine launched their “Streetwise” family of investing options back in 2008 – they forever secured a spot in the hearts of passive investing advocates. Under their former ING banner, the company branded these funds as “turn-key portfolios” and one could make the argument that these products were essentially the ancestral pre-cursor to today’s Canadian…
Read MoreHow Financial Management Can Help You Get a Small Business Loan
Worried about a cash flow crunch? Working capital is the lifeblood of any small business. While banking lending rates are improving, they still remain below pre-recession levels. That’s bad news for small businesses facing a cash flow problem. Poor cash management is a contributing cause in 82 percent of small business failures. A lack of…
Read MoreCanadian Housing Bubbles: A Cautionary Tale from the Recent Past
Editor’s Note: Big thanks to Larry Cuozzo for sharing the housing lessons he’s learned over his lifetime. Check out our new eBook about buying or renting in Canada. It is completely FREE! I’m sure many readers of YoungandThrifty.ca have come to the conclusion they will never be able to afford a home like they grew…
Read MoreHow to Achieve Findependence at Age 31
The following article is a guest post by Sean Cooper who blogs about personal finance at Sean Cooper Writer. A lot of people consider “Freedom 55” a stretch goal, but for me “Freedom 31” will soon be a reality. In 14 short months, I’ll be able be call myself financial independent. Financial independence or “findependence,”…
Read MoreProtect Yourself As an Entrepreneur With Personal Disability and Business Overhead Insurance
Editor’s Note: We called in an expert to talking about a bit of a niche that we needed to brush up on – how to “disaster-proof your life” (to blatantly steal a Preet Banerjee phrase) if you’re a self-employed person. Brian Poncelet CFP provided us with the necessary statistics and background information that we required. …
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