Posts by Keph Senett

The Complete Guide to Canada’s Best Online Banks


The world is going digital and banking is no exception. According to the Canadian Bankers Association, in 2017, more than 68% of Canadians were doing their banking online and through mobile— and that number is rapidly rising. There are many solid reasons to consider any of the online banks in Canada including convenience, features, and pricing.…

Read More

The Best Aeroplan Credit Cards in 2019

aeroplan credit card

Aeroplan is Canada’s most popular travel rewards program, so it’s no surprise that Canadian frequent flyers want to know: what is the best Aeroplan credit card? Here at Young and Thrifty, we’ve looked at the competition and compiled a guide to the best Aeroplan cards on the market.  What is the Best Aeroplan Credit Card…

Read More

Top 5 Credit Cards for Millennials

best millennial credit cards

Let’s be real: financial advice aimed at the “Baby Boomers” generation isn’t always helpful for finding the best credit card to fit your lifestyle. As a millennial, money may be tight: you may still be a student, paying off students loans, or not earning the highest salary you ever will in your career. Even though…

Read More

RBC Visa Infinite Avion Credit Card Review


In the credit card world, the RBC Visa Infinite Avion credit card stands out in the travel rewards category, notable for its flexibility. RBC Rewards (Avion points) can be redeemed for any seat on any flight on any airline with absolutely no blackout dates. Beyond that, cardholders can transfer their points to other airline rewards…

Read More

What is a Good Credit Score in Canada?

what is a good credit score in Canada

In Canada, a person’s credit score is determined by two main bureaus: Equifax and TransUnion. These entities collect data on your credit history, analyze your habits, and then give you a score. Along with a more fulsome credit report, they calculate a three digit number. This is your credit score. Read on to learn about…

Read More

President’s Choice Financial® World Elite Mastercard® Review

Excellent earning opportunities and no annual fee set the President’s Choice Financial® World Elite Mastercard® apart from other rewards credit cards in Canada. Part of the President’s Choice (PC) Optimum points program, cardholders can earn rewards redeemable at participating stores. We take a look at whether the PC Financial World Elite MasterCard is truly one of…

Read More

The Best Ways How to Save Money Fast

Best Ways to Save Money

Short on cash? Here are some of the best ways on how to save money. With high unemployment (and underemployment) rates, skyrocketing housing costs, and less job stability than ever before, Canadian millennials are facing financial challenges that their parents’ generation never had to deal with. As a result, many millennials are focused on paying…

Read More