Posts by Keph Senett
Top 5 Credit Cards for Millennials
Let’s be real: financial advice aimed at the “Baby Boomers” generation isn’t always helpful for finding the best credit card to fit your lifestyle. As a millennial, money may be tight: you may still be a student, paying off students loans, or not earning the highest salary you ever will in your career. Even though…
Read MoreThe Best Balance Transfer Credit Cards in Canada for 2019
Carrying debt on a high-interest credit card? One way to tackle this problem is to do a “balance transfer” – whereby you move debt from one high-interest credit card to a new one with a much lower (or no) interest rate. This smooth move could save you hundreds of dollars in interest, allowing you to…
Read MoreRBC Visa Infinite Avion Credit Card Review
In the credit card world, the RBC Visa Infinite Avion credit card stands out in the travel rewards category, notable for its flexibility. RBC Rewards (Avion points) can be redeemed for any seat on any flight on any airline with absolutely no blackout dates. Beyond that, cardholders can transfer their points to other airline rewards…
Read MoreBuying A House in Canada: A Guide to Buying Your First Home
Across Canada, money-savvy millennials are taking the plunge into homeownership, knowing that it’s one the best long-term investments that they can make. Whether you’re buying a house, condo, or townhome, the process can be a bit daunting and you may not be sure of where to start. Read our step-by-step guide about how to buy…
Read MoreWhat is a Good Credit Score in Canada?
In Canada, a person’s credit score is determined by two main bureaus: Equifax and TransUnion. These entities collect data on your credit history, analyze your habits, and then give you a score. Along with a more fulsome credit report, they calculate a three digit number. This is your credit score. Read on to learn about…
Read MoreAmerican Express Starwood Preferred Guest Credit Card Review
It’s been a few months now since Marriott Rewards, The Ritz-Carlton Rewards, and Starwood Preferred Guest (SPG) merged their loyalty programs, so now’s a great time to reflect on the updates and take a closer look at the much-lauded American Express Starwood Preferred Guest Credit Card. With outstanding rewards, a hefty sign up bonus that equals…
Read MorePresident’s Choice Financial World Elite MasterCard Review
Excellent earning opportunities and no annual fee set the PC Financial World Elite MasterCard apart from other rewards credit cards in Canada. Part of the President’s Choice (PC) Optimum points program, cardholders can earn rewards redeemable at participating stores. We take a look at whether the PC Financial World Elite MasterCard is truly one of…
Read MoreThe Best Ways How to Save Money Fast
Short on cash? Here are some of the best ways on how to save money. With high unemployment (and underemployment) rates, skyrocketing housing costs, and less job stability than ever before, Canadian millennials are facing financial challenges that their parents’ generation never had to deal with. As a result, many millennials are focused on paying…
Read MoreTD® Aeroplan® Visa Infinite* Credit Card Review
One of many travel rewards cards linked to the Aeroplan Miles loyalty program, the TD® Aeroplan® Visa Infinite* Card provides members with opportunities to earn Miles while taking advantage of card benefits. But is it really as good as it looks on paper? We look at whether it’s truly one of the best rewards credit cards in Canada.…
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