Posts by Keph Senett

Buying Your First Home

Best way to buy first home

Across Canada, money-savvy millennials are taking the plunge into homeownership, knowing that it’s one the best long-term investments that they can make. Whether you’re buying your first home, condo, or townhome, the process can be a bit daunting and you may not be sure of where to start. Read our step-by-step guide about how to…

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What is a Good Credit Score in Canada?

what is a good credit score in Canada

In Canada, a person’s credit score is determined by two main bureaus: Equifax and TransUnion. These entities collect data on your credit history, analyze your habits, and then give you a score. Along with a more fulsome credit report, they calculate a three digit number. This is your credit score. Read on to learn about…

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American Express Starwood Preferred Guest Credit Card Review

amex spg canada

It’s been a few months now since Marriott Rewards, The Ritz-Carlton Rewards, and Starwood Preferred Guest (SPG) merged their loyalty programs, so now’s a great time to reflect on the updates and take a closer look at the much-lauded American Express Starwood Preferred Guest Credit Card. With outstanding rewards, a hefty sign up bonus that equals…

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President’s Choice Financial World Elite MasterCard Review

Excellent earning opportunities and no annual fee set the PC Financial World Elite MasterCard apart from other rewards credit cards in Canada. Part of the President’s Choice (PC) Optimum points program, cardholders can earn rewards redeemable at participating stores. We take a look at whether the PC Financial World Elite MasterCard is truly one of…

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The Best Ways to Save Money Fast

Best Ways to Save Money

Short on cash? Here are some of the best ways on how to save money. With high unemployment (and underemployment) rates, skyrocketing housing costs, and less job stability than ever before, Canadian millennials are facing financial challenges that their parents’ generation never had to deal with. As a result, some young people are really struggling…

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TD Aeroplan Visa Infinite Credit Card Review

One of many travel rewards cards linked to the Aeroplan Miles loyalty program, the TD Aeroplan Visa Infinite credit card provides members with opportunities to earn Miles while taking advantage of Visa Infinite benefits. But is it really as good as it looks on paper? We look at whether it’s truly one of the best…

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Tangerine Mastercard Review

Tangerine cash back credit card

Let’s face it: points and rewards are great, but cash is king. Tangerine is one of Canada’s best banks offering low-fees and high interest rate savings accounts, and with their no annual fee Tangerine Money Back credit card, they’re—dare we say it?—disrupting the market (in a good way). With a flexible program that allows cardholders…

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Three Reasons Why You Need a Credit Card

If you’re a millennial, you’re way less likely to have a credit card than your parents but there are some real-world reasons why you need a credit card. That’s the gist of recent research that has some banks and credit cards companies worried. The shift, which sees only one in three millennials carrying plastic, has…

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