Posts by Keph Senett

Top 5 Credit Cards for Millennials

best millennial credit cards

Let’s be real: financial advice aimed at the “Baby Boomers” generation isn’t always helpful for finding the best credit card to fit your lifestyle. As a millennial, money may be tight: you may still be a student, paying off students loans, or not earning the highest salary you ever will in your career. Even though…

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RBC Visa Infinite Avion Credit Card Review


In the credit card world, the RBC Visa Infinite Avion credit card stands out in the travel rewards category, notable for its flexibility. RBC Rewards (Avion points) can be redeemed for any seat on any flight on any airline with absolutely no blackout dates. Beyond that, cardholders can transfer their points to other airline rewards…

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What is a Good Credit Score in Canada?

what is a good credit score in Canada

In Canada, a person’s credit score is determined by two main bureaus: Equifax and TransUnion. These entities collect data on your credit history, analyze your habits, and then give you a score. Along with a more fulsome credit report, they calculate a three digit number. This is your credit score. Read on to learn about…

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American Express Starwood Preferred Guest Credit Card Review

amex spg canada

It’s been a few months now since Marriott Rewards, The Ritz-Carlton Rewards, and Starwood Preferred Guest (SPG) merged their loyalty programs, so now’s a great time to reflect on the updates and take a closer look at the much-lauded American Express Starwood Preferred Guest Credit Card. With outstanding rewards, a hefty sign up bonus that equals…

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President’s Choice Financial World Elite MasterCard Review

Excellent earning opportunities and no annual fee set the PC Financial World Elite MasterCard apart from other rewards credit cards in Canada. Part of the President’s Choice (PC) Optimum points program, cardholders can earn rewards redeemable at participating stores. We take a look at whether the PC Financial World Elite MasterCard is truly one of…

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The Best Ways How to Save Money Fast

Best Ways to Save Money

Short on cash? Here are some of the best ways on how to save money. With high unemployment (and underemployment) rates, skyrocketing housing costs, and less job stability than ever before, Canadian millennials are facing financial challenges that their parents’ generation never had to deal with. As a result, many millennials are focused on paying…

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TD® Aeroplan® Visa Infinite* Credit Card Review

One of many travel rewards cards linked to the Aeroplan Miles loyalty program, the TD® Aeroplan® Visa Infinite* Card provides members with opportunities to earn Miles while taking advantage of card benefits. But is it really as good as it looks on paper? We look at whether it’s truly one of the best rewards credit cards in Canada.…

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