Posts by Young

Mixing Social Norms and Market Norms with Dating

mixing social norms

I recently read this great book by Dan Ariely (a researcher in behavioural economics) called “Predictably Irrational” and one of the chapters was especially interesting: The Cost of Social Norms: Why we are Happy to Do Things but Not When We are Paid to Do Them” Social Norms Social norms are actions among friends or…

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February 2017 Net Worth Update: +$2200 (+0.5%)

One whole month into 2017 already!  How have your personal finance resolutions been going?  Nothing too exciting this month, markets are pretty flat.  Something else is exciting happening in my husband and I’s life and it will be a life and game changer! My personal finance goal for 2017 is to reach $475,000 by 2018,…

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2017 Personal Finance Goals

2017 Personal Finance Goals

It’s somewhat of a personal finance blogger to have personal finance goals for the new year.  After all, this blogs help keep us accountable, and I find it very helpful to motivate myself to achieve these goals.  There isn’t much change from last year’s personal finance resolutions, just a little bit of a tweak here…

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January 2017 Net Worth Update $452,500 (+13%)

January 2017 Net Worth Update

2016 was a stellar year, I must say (well not for the rest of the world I suppose, but it was for my portfolio)! I increased my net worth by $68,330 from last year’s update and reached my annual goal of increase my net worth to $420,000, that’s a 17.8% increase from last year’s January 2016…

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2016 Personal Finance Goals Recap

2016 Personal Finance Goals Re-Cap

And just like that, 2016 has come and gone and 2017 is here.  It is tradition to review last year’s goals and create new goals for the new year.  In summary, I achieved most of my 2016 personal finance goals but definitely failed on one of the goals, which you will read about shortly. Here is…

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Questrade Portfolio IQ Robo Advisor Review

Did you hear that Questrade’s Portfolio IQ has been relaunched as Questwealth Portfolios? We take an in-depth look at Questwealth Portfolios and see how they stack up to other robo advisors in Canada in our Questwealth Portfolios Review.   If you have been living under a rock (aka, not tuning into regularly scheduled programming here…

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Invisor Robo Advisor Review

Invisor Robo Advisor Review

To be honest I have not heard of Invisor, but that’s probably because I don’t live in Ontario, where Invisor is founded.  Other than autocorrect trying to change Invisor to Incisor (you know the front teeth used to tear the food that we put into our mouths), Invisor seems like a pretty unique name, I…

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WealthBar Robo Advisor Review

WealthBar Robo Advisor Review

Perhaps in the next 10-20 years big bank financial advisors (aka mutual fund salespeople) will become a thing of the past with the fintech explosion and millennial uptake of robo advisors becoming the go to resources for retirement planning.  Young and Thrifty recently wrote a Complete Guide to Canada’s Robo Advisors and you can see that there…

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Mortgage Broker vs Bank – Who to Choose?

You’re lookin’ to buy a place but don’t know whether to go with a Canadian mortgage broker or with a big bank, and you want to get the best mortgage rate & best deal possible (of course, what fool wouldn’t?). Or maybe you’re already in the place of your dreams and just looking to get…

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