buying a house in canada

Is Real Estate a Good Investment Strategy for Retirement?

You know that old saying that death and taxes are the only certainties in life? Well, it’s likely that many people would add “rising house prices” to their list of...
rsp vs rrsp

RSP vs. RRSP: What’s the Difference Between the Two Retirement Plans?

I hear it all the time: “What’s an RRSP?” and “I have to buy RSPs before the deadline!” I once thought these terms could be used interchangeably, but there is...
gender retirement gap

Why Women Need to Save More for Retirement

We’re all aware that men and women aren’t the same, and these differences mean that conventional wisdom doesn’t always apply to both groups equally. Just as a doctor may follow...
retirement plan canada

Retirement Planning and Best Ways to Invest for Retirement

When novice investors start thinking about the future, one of the first questions they ask is: what is the best retirement plan in Canada? Unfortunately, there’s no single plan in...
retirement canada

How Much Money Do I Need to Save for Retirement?

Unfortunately, there is no “magic number” — or even a simple calculation — to determine exactly how much you need to save for retirement. There are many factors to consider,...
The 10 Best Money Lessons From Retirees

Don’t Piss Off Your Future Self: The 10 Best Money Lessons From Retirees

“Don’t piss off your Future Self, Amanda,” or “Your Future Granny will not approve of this,” I’ll sometimes whisper to myself as I’m about to do something that feels financially—well—stupid....
Retiring Abroad to Stretch your Dollar

Retiring Abroad to Stretch your Dollar

Often when I travel, I daydream about what life would be like living there where the dollar would stretch further than it would in Canada, where the cost of living...
What CPP Changes Mean for You

What CPP Changes Mean for You

Personal finance readers love two for the price of one.  So we thought we’d give the people what they want! We’re trying something a bit new in personal finance circles...
The Benefits of a Defined Benefit Pension

The Benefits of a Defined Benefit Pension

I'll admit I didn't know much about my defined benefit pension until recently (yes, after over 10 years of contributing to my pension) because I decided to look closely at my...

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