Credit Cards and Rewards Points
Credit cards don’t kill savings accounts… people kill savings accounts.
The first rule of credit cards isn’t “Never Use Them”, it’s simply to pay the balance every month. If you’re not paying your balance off every month on your credit card, that absolutely needs to be your first step. In fact, it’s so important, minimize this site and go do it right now!
Ok, now that you’re all squared away on your monthly balance, you are ready to start getting paid to buy stuff you were going to buy anyway, and earning back for each dollar you spend (i.e. “Credit Card Rewards”).
My credit card gives me over $1,500 worth of “free” credit card rewards every year for an annual card fee of $120 – and I’ve never paid a cent of interest. Read on to see our reviews of the best cards on the Canadian market today. We have inspected a diversity of cards – from travel rewards, to cards that give great cash back, cards specific to loyalty programs like the Shoppers Drug Mart Pharmaprix Optimum Program, and even no-fee credit cards. Read a few and find out which Canadian credit card is best for you!
Best Canadian Credit Cards 2017
Below is a list of what I believe are some of the best Canadian credit cards available today. I haven’t covered a whole lot of them, but instead focused on covering the ones I know and think are top-notch. I put a particular focus on things like credit card rewards, overall brand credibility, annual fees, flexibility, and banking integration.
This is why I particularly like one credit card and deem it as the Top Credit Card in Canada – at least in my opinion (and if you don’t want to pay an annual fee for your credit card – which a lot of Canadians don’t).
Additional top rated Canadian credit card reviews below:
- TD Aeroplan Visa Infinite Review
- Shoppers Drug Mart Pharmaprix Optimum Points Card Review
- RBC Visa Infinite Avion Credit Card Review
- CIBC Visa Infinite Aerogold Review
- American Express Aeroplan Gold Card Review
- MBNA World Points Credit Card Review
Best Credit Cards for Specific Purposes
- Canadian Credit Cards That Don’t Have Currency Conversion Fees
- Comparison of No-Free Travel Rewards Credit Cards in Canada
- Comparison of Canadian US Dollar Credit Cards
Best Credit Cards in Canada By Interest Rate
More Canadian credit card guides below: