Disaster-Proof Your Life – Insurance Needs
Preet Banerjee (a prominent Canadian personal finance personality) explains insurance as “disaster-proofing your life”. This description has always stuck with me – which is noteworthy, given that insurance-related topics don’t exactly scream “memorable”. Insurance is one of those things that no one really pays attention to – until they badly need it. Protecting yourself from a financial disaster should be one of your top priorities when it comes to your finances. After all, what’s the use of putting all that energy into earning and saving if you aren’t going to take care of what you’ve worked so hard for?
Below you’ll find tips on how to protect your car, home, and even your pet (if you’ve ever gotten a vet bill, you know the pet isn’t the only one that needed protecting).
Being a teacher in the summer leaves a bit of time to experiment. If you’re also a personal finance nerd, this means that looking into how to save money on your Maclean’s subscription can kick off an epic quest that leads to grand prizes of great foreign magazines for...read more
**The events covered below occurred about two months before Maclean’s declared it would go to a once-a-month print issue. Obviously that changes the game, and I will be expecting a discounted rate going forward now that their costs have come down so drastically!**...read more
In an earlier post last week, I wrote about a general step-by-step guide on how to negotiate a cell phone contract. Today I’ll reveal the actual flow of the conversation I had when I called into Rogers Wireless for my sister. I should note that it was much harder to...read more
Here in Canada we are ruled by only a few wireless service carriers and pay some of the highest cell phone costs in the world. Namely these companies fall into the “Big Three” otherwise known as: Rogers (also bought out Fido Mobile), Bell (also bought out Virgin...read more
I will admit it. I have a sparkler on my finger. It’s not huge like 2 carats or anything, but it is over one carat, and I do feel a bit excessive…especially since I would not consider myself to be a materialistic individual. When I tell people that my fiancée...read more
I’ve always hated shaving. Hated it with the passion one reserves for the things that cause them constant irritation and that they have resigned themselves to facing daily for the rest of their life. One might reasonably ask - in this age of beard acceptance – why...read more
If you’re a long-time reader of Y&T you might have wondered to yourself over the years why we didn’t have a definitive auto insurance post that we could guide readers to. The reason for that is simply because I didn’t know much about auto insurance and how to get...read more
As many of you may know, starting June 3, 2015 the CRTC (Canadian Radio-television and Telecommunications Commission) implemented a wireless code where effectively, any cell phone contracts that you already had for three years, automatically become two years and you...read more
If reading Freakonomics taught me anything it’s that people respond to incentives. I hope for Canadians’ sake that this economic touchstone is true when it comes to saving money. BMO has provided the incentive, now it’s time to see how we respond. The Bank of...read more
I remember the first time used Coupon Sherpa when I was on that most Canadian of Holidays: the Great American Shopping Trip. I loved the simplicity of an app that could tell what stores were close to me, and then download money-saving bar codes right to my screen in...read more