Disaster-Proof Your Life – Insurance Needs
Preet Banerjee (a prominent Canadian personal finance personality) explains insurance as “disaster-proofing your life”. This description has always stuck with me – which is noteworthy, given that insurance-related topics don’t exactly scream “memorable”. Insurance is one of those things that no one really pays attention to – until they badly need it. Protecting yourself from a financial disaster should be one of your top priorities when it comes to your finances. After all, what’s the use of putting all that energy into earning and saving if you aren’t going to take care of what you’ve worked so hard for?
Below you’ll find tips on how to protect your car, home, and even your pet (if you’ve ever gotten a vet bill, you know the pet isn’t the only one that needed protecting).
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In an earlier post last week, I wrote about a general step-by-step guide on how to negotiate a cell phone contract. Today I’ll reveal the actual flow of the conversation I had when I called into Rogers Wireless for my sister. I should note that it was much harder to...read more
Here in Canada we are ruled by only a few wireless service carriers and pay some of the highest cell phone costs in the world. Namely these companies fall into the “Big Three” otherwise known as: Rogers (also bought out Fido Mobile), Bell (also bought out Virgin...read more
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As many of you may know, starting June 3, 2015 the CRTC (Canadian Radio-television and Telecommunications Commission) implemented a wireless code where effectively, any cell phone contracts that you already had for three years, automatically become two years and you...read more
If reading Freakonomics taught me anything it’s that people respond to incentives. I hope for Canadians’ sake that this economic touchstone is true when it comes to saving money. BMO has provided the incentive, now it’s time to see how we respond. The Bank of...read more