Disaster-Proof Your Life – Insurance Needs
Preet Banerjee (a prominent Canadian personal finance personality) explains insurance as “disaster-proofing your life”. This description has always stuck with me – which is noteworthy, given that insurance-related topics don’t exactly scream “memorable”. Insurance is one of those things that no one really pays attention to – until they badly need it. Protecting yourself from a financial disaster should be one of your top priorities when it comes to your finances. After all, what’s the use of putting all that energy into earning and saving if you aren’t going to take care of what you’ve worked so hard for?
Below you’ll find tips on how to protect your car, home, and even your pet (if you’ve ever gotten a vet bill, you know the pet isn’t the only one that needed protecting).
I should admit right up front that I’m not much of a car guy – which is a blessing if you’re trying to be a personal finance guy. Luxury cars with exotic Spanish or German brand names cost a mint upfront, a small fortune every time they need repairs, and overall they...read more
I have to admit that I’ve been a coupon snob in the past. My hatred of the unorganized couponer that holds up the line as they leisurely thumb through their pile of 2-weeks-overdue clippings and then ask to speak to the manager in an effort to save a couple of dimes...read more
Finally – a perk to forking over thousands of dollars a year in graduate student fees… Free Amazon Prime for six months! Click here to skip my review and sign up. That is essentially what this latest offer that the folks Amazon have dubbed “Amazon Student” consists...read more
I thought about this question as I was lounging and frolicking in an infinity swimming pool earlier this year. As I was getting chlorinated pool water splashed on my sunglasses (Ralph Lauren sunglasses that I bought a few years ago, I think they cost maybe $100?)...read more
A few months ago my friends and I were talking about investing and money. I enjoy talking about money with my friends (although they don't know I write in this blog, they do know I am pretty savvy with my money) and often learn a lot about different approaches. Two...read more
As I see house prices continue to soar across Canada (despite dire predictions of eventual bubble popping that will leave many young people “underwater” on their mortgages) I always think about how my personal finance situation has been made easier by the single...read more
Well, to be honest, I never had cable to start with anyways, so I guess this post doesn't make any sense. But for those of you who actually have cable, making the choice to switch to Netflix is a brilliant idea. I have officially joined the Netflix band wagon as well...read more
A few months ago, I deliberated as to whether the Nexus pass is worth it? My answer is a resounding YES. It is amazing. And that is all. Here are a few more benefits to the Nexus program You get treated differently: When I first went through the Nexus lane, I was a...read more
For you longtime readers, you know that I am a huge fan of clothes swaps. In 2011 I was still a fan of the clothes swap because I shared a post on how to organize a clothes swap. I must admit, I don't know if I have had any clothes swaps since that post, but I am...read more
A few months ago I wrote about whether a Costco membership is worth it, and listed the pros and cons of a Costco membership. Some pros were their Mary's Organic crackers, their generous and lenient return policy, and the quality of their meats, not to mention the...read more