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This card is easy to use, there were no black out dates. I'll explain how to get your first year free with RBC Avion Visa Infinite

I initially had my first experience with the RBC Avion Visa Infinite a few years back (2011 to 2012 to be precise). I was a big fan. It was easy to use, there were no black out dates, I was able to transfer my points easily to the Airlines Awards and there is a great promotion to transfer your points (and get 50% more points at that) to British Airways Avios a few times a year. So, the 35,000 bonus RBC Rewards points that you’re awarded when you are approved for the RBC Avion Visa Infinite card becomes 52,500 British Airways Avios points when you convert them. There really wasn’t much to NOT like.

Unfortunately the RBC Visa Infinite Avion card is so great that it charges an annual fee. An annual fee of $120 per year. As many of you probably know, I have an illogical aversion to paying an annual fee.  Unfortunately, I recall that they were pretty strict about the annual fee after the first year (meaning there’s not much you can do to sweet talk the customer service rep into giving you another year for free).

Related: Credit Card Travel Hacking Spree

The great thing is that you get 35,000 welcome points on approval with no purchase required.

How to Get Your First Year Free With RBC Visa Infinite Avion

This works if you are already an RBC customer.  With their banking package, if you have a number of services with them,  you are eligible to receive the first year free of your RBC Visa Infinite Avion.  This is called the “VIP Banking package”

For example if you have:

  • An RBC mortgage
  • An RBC banking account
  • An RBC investing account (you can just even open up a TFSA with them and fund it with $100)

You will be eligible to receive an RBC Visa Infinite Avion first year free.

Here is Another Way to Get your First Year Free With RBC Visa Infinite Avion

Another way to get the first year free with the RBC Visa Infinite Avion if you are not an extensive RBC customer (e.g. if you do not have a mortgage with them, if you do not bank with them, and if you do not invest with them) you can get the first year free if you have an premium Visa card from another credit card issuer.

I remember finding this information out when I called the cancel the card the first time and was wondering if they would be able to extend the waiver of the annual fee.

For example, if you have the:

  • CIBC Aeroplan Infinite Visa
  • TD® Aeroplan® Visa Infinite*
  • CIBC Adventura Visa
  • TD® First Class Travel® Visa Infinite*
  • Scotiagold Visa
  • Desjardins Visa
  • American Express Aeroplan Gold

You just need to call into the RBC customer service line and tell them you are interested in getting an RBC Visa Infinite Avion credit card and that you have one of the premium Visas. The process is easy and they will just ask you to go to a Royal Bank Branch to verify your information.

However, once the year is up (bittersweet ending usually) then you have the option to pay the annual fee of $120 or to switch to a no-fee credit card.

Related: Book Review: Travel Hacking for Canadians: How to Travel for Less by Steven Zussino

Of course, when you apply for so many credit cards you will have your credit report checked.  So beware!

And as per usual, I am not advocating that you should be applying for credit cards here and there if you cannot handle them and have an issue paying off the balance every month. The deals and points that you would get from your purchases would be nullified with the credit card debt and interest that you would accrue if you did not pay your balance off in full every month.

So far, I have been pretty happy with the RBC Visa Infinite card (as I was a few years ago) and have already used some of the points to book a car rental on my next trip. I liked the ease of use and the lack of inflated prices when you are booking.

Readers, what do you think about the RBC Visa Infinite Avion card?  What was your favourite reward from it?

Article comments

Connie Uyterlinde says:

Not sure what this means – to transfer points to British Airways – you can only travel with British Airways and bonus time?

John G says:

Hey, thanks for the info! I don’t understand how having one of the premium Visa cards you mentioned will give me first year off the RBC Avion card, but will give it a try. I’m not sure how to approach this even…

Have you done this lately?


susan says:

Hi again, and thanks again for your articles. I noticed a few days back you had a article on travel hacking (points cards). I have the card above (RBC visa avion) and have had for years now, always transfer my points at bonus time to British Airways, ( I get a lot, over 150,000 per yr) you get so much more for your points that way, than just keeping them and booking with RBC. Yes, seats are not all available at all times, but there are many airline options to get you there, and we usually go to the UK anyway. then there are so many options around Europe for cheap. But, my question today is, I receive many travel blogs out of the USA , One mile at a time, Points guy, etc., and there are all geared for USA travel. It seems these guys have “many” travel credit cards, that they sign up for , do the requirements, cancel, keep some, etc. etc. So, is this just as easy in Canada. Can I yearly sign up for a couple, cancel when needed. And continue the cycle. How does all this effect your credit , and how much credit you can keep on getting? We have excellent credit, I always pay my card monthly, because its “pointless” to benefit from if you don’t, but would like to get all these sign up bonus points like the USA guys do. Is it possible hear in Canada? Yes, I will get a hold of the book you suggest also. Any guidance hear will be great ! Have a fantastic year ! Susan.