Investing Made Easy

Growing your money doesn't have to be complicated

When most people think of investing they think of guys with too much product in their hair, who wear nice suits, make millions of dollars and stare at boring/complicated graphs on computer screens all day. Or perhaps, if you’re a young adult, you might associate investing with stock market crashes and the panic that they cause – that’s what the media prefers to report on, after all.

At best, most Canadians see “investing” as something they talk about with their “bank person” once or twice a year (usually during “RRSP season”) and as a sort of arcane magic/black box that they could never hope to understand. Be different, and learn to invest using our quick and easy investment guide.

Keeping it simple

The truth is that investing for most people should be very very simple.  Our FREE eBook’s subtitle is “Low Maintenance and Stellar Returns”.  In it, you’ll find the exact investing portfolio that I use and why I use it.  The book takes about 20 minutes to read through, and I’m sure that by the end I’ll have convinced you that investing does not need to be difficult or time consuming.  I honestly spend maybe a half-hour every few months checking my investments – and that’s it!  It’s called “passive investing” or “couch potato investing” for a reason.

Either download the book, and or browse through more than 250 well-researched articles readily available for you on YoungAndThrifty.ca.

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Minimizing Your Investment Fees as a Canadian

Canadians pay the highest fees to financial advisors in the world through hidden mutual fund costs.  By learning a few small pieces of terminology, and reading a few articles on the tools that we use, anyone can become a DIY investor and learn to control their own financial fate, instead of leaving it in the hands of people who might not have their best interests at heart.

All people need to succeed as an investor is basic grade nine math (honestly, most of it is just basic ratios and percentages, it’s no more complicated than understanding hockey players plus/minus numbers or a goalie’s save percentage) and a willingness to ask questions when we don’t know something.  For some reason talking about money and investments is taboo, and very few teachers have any idea about this stuff, so we’re never really exposed to any natural learning opportunities.  This information imbalance is massively exploited to the tune of hundreds of billion dollars every year in Canada.

Don’t be that person that is afraid to ask a question for fear of looking dumb!  Let us help you Keep It Simple and Stellar (KISS). View our comprehensive Investing Guide Below (the best articles are highlighted for your convenience):

  1. The Basics – Couch Potato Investing
    1. How to start investing: The Easy-Peasy Way
    2. ETF Investing – The Basics (A whole free book available upon signing up to our newsletter)
      1. What is an ETF
      2. Vanguard's New ETFs Challenge Canada's Robo Advisors
      3. ETF’s For The Common Investor
      4. Best ETFs for Young Canadian Investors
      5. Canadian ETF’s VS USA ETF’s
      6. The Ultimate 5-Step Guide to Maximizing Your Index ETF Returns
      7. Vanguard Canada ETFs vs TD E-Series Mutual Funds
      8. VTI and VXUS (Vangauad)
      9. Why Should You Stick to Index Investing
      10. How to sell high and buy low all the time
      etf-ebook

      Get a whole FREE eBook about ETF investing upon signing up to our newsletter.

    3. Index Investing and ETF’s
    4. Index Investment – It Works!
    5. The Magic of Compound Interest
    6. What are RRSPs, TFSAs, and RESPs (Separate Section)
    7. Investing in Yourself
    8. Empowering Millennials to Tackle Self-Directed Investing
    9. Is it Possible to Avoid Difficult Financial Lessons When it Comes to Investing?
    10. Risk Taking in Investments
    11. What are preferred shares?
    12. The pros and cons of Limit Orders
    13. Stop-Limit orders
    14. Do woman make better investors than men?
    15. Growth VS monthly income
    16. Buy what you know
    17. Save or Invest for short-term goals?
  2. Dividend Investing
    1. Making a Dividend Income Spreadsheet
    2. Canadian Dividend Investing: Big Bank Stocks
    3. Dividends Explained
    4. Canadian Dividend Investing: Utility Stocks
    5. Dividend Re-Investment Plans (DRIP) – Why and How
    6. Investing In Tobacco Dividends
    7. Investing in Telecommunication Dividend Stocks
  3. Robo Advisors: The New Way to Invest
    1. Wealthsimple Review (Top Rated)
    2. NestWealth Review
    3. Wealthsimple Black and The Wealthsimple High Interest Savings Account
    4. BMO SmartFolio Review
    5. RBC InvestEase Review
    6. JustWealth Review
    7. Modern Advisor Review
    8. Invisor Review
    9. WealthBar Review
    10. IQ Trade by Questrade Review
    11. Invesco Robo Advisor Review: AdvisorDUO
    12. Steadyhand and Mawer vs Robo Advisors
    13. TD E-Series vs Robo Advisors
    14. Tangerine Investment Funds vs Robo Advisors
    15. Automated Wealth Management: Not Just Cheaper, But Better Performing
    16. Responsive Robo Advisor Review
    17. Robo Advisors Have a Fudiciary Duty - Can Your Advisor Say the Same?
  4. Online Stock Brokers:
    1. BMO Investorline Online Banking Review
    2. Questrade Review (Most Recommended)
    3. Questrade Vs. Qtrade Comparison
    4. Questrade vs Virtual Brokers
    5. Virtual Brokers Review
    6. TD Direct Investing
  5. Best Canadian Banks
    1. Tangerine Online Banking and Investing Review
    2. Zag Bank Review
    3. Simplii Financial Review
  6. How to Get TD E-Series Funds in Your TFSA or RRSP
  7. Canadian Flow Through Shares Explained
  8. Warnings and Heads Ups:
    1. Is the Smith Manoeuvre Too Risky?
    2. 5 Reasons Not to Invest In Penny Stocks
    3. Why It Is Impossible To Predict Interest Rates
    4. Mutual Fund Managers = Minor League
    5. Misinformation on Mutual Funds
    6. The irrationality of investing
    7. Why you don’t need gold in your investment portfolio
    8. Corporate Class Funds
    9. How Much Will I Need to Save for Retirement?
  9. Financial Advice
    1. The Investor Group
    2. Investor Group Update: Lower MER
    3. The Market Value of Financial Advice
    4. What is CRM2
    5. Can you trust a financial adviser?
    6. Choosing the latest Investment Fad
    7. What What You Do With 150K?
  10. How often should I be re-balancing my investment portfolio?
  11. Why renting a house in your 20’s is a good choice for the future
  12. Taking a Canadian Securities Course (CSC)
  13. The danger of Forex Trading
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