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Wealthsimple

2018 Wealthsimple Review and Promo Code By Canada's Robo Expert

Join YoungAndThrifty.ca, the premier Canadian source for Robo Advisors, as we review Wealthsimple, the biggest Canadian robo-investing platform. “We’re on a mission to bring smarter financial services to everybody, regardless of age or net worth.” – Michael Katchen, CEO, Wealthsimple Wealthsimple Review Summary Intro – Why Consider Robos Like Wealthsimple Canada’s financial industry has been doing…

What happens in Canada if a bank fails?

There’s a common misconception out there that Canadian banks and financial institutions aren’t susceptible to failures like we’ve seen in the United States and around the world. That’s simply NOT true. In 1967, Parliament created the Canada Deposit Insurance Corporation (CDIC) and mandated it to provide deposit insurance in the event of a bank failure,…

Paytm: Canada's Best Bill Payment Service

Most Canadians pay their bills in one of three ways.  Either they: Receive a paper copy showing the amount they owe, write a cheque for the amount, put it in an envelope, and mail the payment back Receive a paper or digital copy showing the amount they owe, log in to their online account, and…

It's Beginning to Cost a Lot Like Christmas: 6 Tips for Managing Your Holiday Spending

I love everything holidays; the ridiculous holiday-themed decor, people in faux Santa beards and elf costumes casually walking around the city streets, festive holiday parties, giving thoughtful gifts, and stuffing my loved ones full of food and warm boozy drinks (preferably with whipped cream on top). As you can probably tell, I can quickly lose…

Do You Need a Pet Emergency Fund if You Have Pet Insurance

Do You Need a Pet Emergency Fund if You Have Pet Insurance?

I rescued my dog from a local animal shelter, and as part of that, we got six weeks of free pet insurance coverage. (As if rescuing wasn’t a great enough choice in the first place.)   It was an unexpected perk, and I had every intention of renewing the pet insurance after the six weeks.…

Pet Insurance Companies

The Ultimate Pet Insurance Guide for Canadians – 2017 Updated!

So – you’re thinking of protecting that precious bundle of fur – while at the same time protecting your wallet from an unforeseen tragic turn?  Humans have insurance and medical plans, so why shouldn’t pets?  Seems like these days, pet insurance companies have been cropping up like weeds. As Canadian pet insurance industry has exploded…

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Our Mission Statement

If you are ready to EARN MORE, SAVE BETTER, and LIVE FREE, then you’re in the right spot!

Young and Thrifty has been named the Best Personal Finance Blog in Canada by our peers and we pride ourselves on breaking down confusing jargon into fun, bite-sized chunks. Young and Thrifty posts are basically what should have learned in high school - but didn’t! We have everything from tips on budgeting, to online banking hacks, discount brokerage reviews, and the Ultimate Guide to Canada’s Robo Advisors.

Our Promises:

Depth and Reach of Content

We have painstakingly created 1,000+ on all aspects of Canadian personal finance. Rather than rest on our laurels, we challenge ourselves to produce stay on top of new developments in Canada’s financial world from mortgage rates, to insurance policies, tax savings through new deductions, and investing strategies.

Our Authors

Our authors will always be 100% Canadian with particular expertise in areas such as TFSAs, RESPs, RRSPs, and the Canadian housing market.  As well as in specific Canadian companies such as market leaders Questrade, Tangerine, and Wealthsimple.

Real, Actionable Advice

We focus on providing readers with actionable steps. Rather than simply writing “try a robo advisor”, we’ll instead provide full-product reviews on top robo advisors such as Wealthsimple, Nest Wealth, Justwealth, and ModernAdvisor.  We also reveal the exact financial products that we use in areas such as online banking, discount brokerages, credit cards, and mortgage comparisons.

If you want to know more about us, see our Start Here page.  If you want to send us a message or ask us a question, the Contact Us page is where you should head to.