How to Use the Home Buyers Plan

The Canadian Home Buyers Plan is a way to borrow from your RRSP in order to come up with a down payment for your first home.  Having bought my first home recently, I found the home buyers plan information on the Canada Revenue Agency website a bit difficult to...

Variable vs Fixed / Open vs Closed Mortgages

Buying a house and getting a mortgage can be a stressful experience – especially if you’re going through it for the first time.  With terms such as variable, fixed, closed, open, prime interest rates and many more, it can be easy to get intimidated.  Because of all...

2017 Personal Finance Goals

It’s somewhat of a personal finance blogger to have personal finance goals for the new year.  After all, this blogs help keep us accountable, and I find it very helpful to motivate myself to achieve these goals.  There isn’t much change from last...