Popular Articles

ETF Canada

What is ETF Investing?

best ETFs in Canada

The Best ETFs in Canada for Young Canadian Investors

tfsa vs. rrsp

TFSA vs RRSP: How to Choose Between the Two?

best-online-bank-canada

The Complete Guide to Canada’s Best Online Banks

best credit cards Canada

The Best Credit Cards in Canada for 2019

how to start investing online in canada

How to Start Investing Online in Canada

Best Financial Products
Reviews and Comparisons

robo-small-icon

Robo Advisor

Get $10,000 managed FREE in your first year!

Wealthsimple Review

wealthsimple-score

robo-small-icon

Robo Advisor

Try Nest Wealth FREE for the first 3 months!

Nest Wealth Review

NestWealth Score

robo-small-icon

Robo Advisor

Get $15,000 managed for FREE!

BMO Smartfolio Review

bmo-smartfolio-review-score

robo-small-icon

Robo Advisor

Invest with JustWealth and get up to $500 cash back.

Justwealth Review

bmo-smartfolio-review-score

bank-icon

Bank Review

Is Scotiabank's new "Tangerine" to your tastes?

Tangerine review

tangerine-bank-score
bank-icon

Bank Review

Simplii - The new kid on the financial block

Simplii review

simplii-score

broker-icon

Brokerage Review

Get $50 worth of FREE trades with our promo code.

Questrade Review

Questrade-score

broker-icon

Brokerage Review

Get $100 worth in FREE trades!

VirtualBrokers Review

VirtualBrokers-Score

creditcard-icon

Credit Cards

Tangerine's new money-back credit card

Tangerine Credit Card review

tangerine-card-score

budget-app-icon

Budget App

mint-logo-new

Why I cancelled Mint.com (Budgeting App)

Mint review

mint-score

Latest Articles

RSP vs. RRSP: What's the Difference Between the Two Retirement Plans?

By Robb Engen | 0 Comments
rsp vs rrsp

I hear it all the time: “What’s an RRSP?” and “I have to buy RSPs before the deadline!” I once thought these terms could be used interchangeably, but there is a difference between an RSP vs. RRSP. This article will explain what makes these two terms unique, and how they overlap. What is an RSP…

Read More

How Many Credit Cards Should You Have?

By Barry Choi | 0 Comments
how many credit cards should I have

Have you ever wondered: how many credit cards should I have? It’s a good question, but there’s no easy answer: it’s impossible to say exactly how many credit cards you should have since there are different considerations for every individual. But the short answer is that everyone should have at least one credit card, and…

Read More

Why Women Need to Save More for Retirement

By Jordann Brown | 0 Comments
gender retirement gap

We’re all aware that men and women aren’t the same, and these differences mean that conventional wisdom doesn’t always apply to both groups equally. Just as a doctor may follow different medical guidelines for male and female patients, it’s the same for financial recommendations: what’s good for men isn’t necessarily the best strategy for women,…

Read More

Borrowing Money to Invest: Good or Bad Idea?

By Tamar Satov | 0 Comments
borrowing to invest

Continued low-interest rates in Canada make the costs of borrowing very attractive, especially when purchasing assets that are likely to increase in value over time, such as a home. You may be tempted to take advantage of cheap interest, but is borrowing to invest a good idea? The answer depends on many factors, including the…

Read More

How to Invest in Penny Stocks in Canada

By Robb Engen | 0 Comments
penny stocks canada

Trading in penny stocks can be an incredibly risky venture. Despite wildly successful tales from investors who’ve claimed to earn triple-digit returns on penny stocks, the reality is most penny stock will likely go to zero. One of the most famous penny stocks in Canada is Bre-X Minerals, the Calgary-based exploration company whose stock soared…

Read More

Get $50 in trades from Questrade

You are eligible for $50 in FREE trades if you sign up with Canadian brokerage Questrade through us (or using coupon code a1b9d1d9).

Questrade Review

NestWealth

Get 2.75% interest on your Savings account with Tangerine!

Tangerine Review

$10,000 managed FREE for 1 year

You are eligible for $10,000 of your funds managed for FREE by Wealthsimple, for one year, if you click the link below.

Wealthsimple Review

FEATURED IN

logobar
stock-graph-2
tangerine

Get 2.75% interest on your savings account with Tangerine.

ideas
Homepage-closeout-full

Our Mission Statement

If you are ready to EARN MORE, SAVE BETTER, and LIVE FREE, then you’re in the right spot!

Young and Thrifty has been named the Best Personal Finance Blog in Canada by our peers and we pride ourselves on breaking down confusing jargon into fun, bite-sized chunks. Young and Thrifty posts are basically what should have learned in high school - but didn’t! We have everything from tips on budgeting, to online banking hacks, discount brokerage reviews, and the Ultimate Guide to Canada’s Robo Advisors.

Our Promises:

Depth and Reach of Content

We have painstakingly created 1,000+ on all aspects of Canadian personal finance. Rather than rest on our laurels, we challenge ourselves to produce stay on top of new developments in Canada’s financial world from mortgage rates, to insurance policies, tax savings through new deductions, and investing strategies.

Our Authors

Our authors will always be 100% Canadian with particular expertise in areas such as TFSAs, RESPs, RRSPs, and the Canadian housing market.  As well as in specific Canadian companies such as market leaders Questrade, Tangerine, and Wealthsimple.

Real, Actionable Advice

We focus on providing readers with actionable steps. Rather than simply writing “try a robo advisor”, we’ll instead provide full-product reviews on top robo advisors such as Wealthsimple, Nest Wealth, Justwealth, and ModernAdvisor.  We also reveal the exact financial products that we use in areas such as online banking, discount brokerages, credit cards, and mortgage comparisons.

If you want to know more about us, see our Start Here page.  If you want to send us a message or ask us a question, the Contact Us page is where you should head to.

> >