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Addressing Victim Mentality in Personal Finance
Now I remember why I dislike Twitter so much… Usually I check the Young and Thrifty Twitter account every few days just to skim some personal finance stuff and retweet anything that I think is particularly new or interesting. Occasionally I have something original to say or we want to showcase an article that just…
Your $29.99 Premium Scented Candle Is NOT Self-Care
There’s a new cultural trend on a precipitous rise: spending money in the name of “self-care.” Take a hot bubble bath with enough candles that your bathroom could be mistaken for a vigil! Wrap yourself in a cocoon of new 900-thread count sheets! Do not move for 48 hours, unless it’s to dish up another…
Save Money by Going Back to the Future (Countering Present Bias)
Human beings are not naturally smart when it comes to money. As much as I’d like to exclude you and I from that statement, statistically-speaking, most of us are lumped in together. We have a really hard time making wise choices when it comes to managing our finances. One area in which we’re particularly…
Are Canada’s Robo Advisors Only For My TFSA and RRSP?
Many visitors come to Young and Thrifty these days through our article on Canada’s Robo Advisors. If you have general questions about what a robo advisor is, or who they work best for, please check that one out. If you want to see what Canadians who have used robo advisors think of them, please check…
Don’t Piss Off Your Future Self: The 10 Best Money Lessons From Retirees
“Don’t piss off your Future Self, Amanda,” or “Your Future Granny will not approve of this,” I’ll sometimes whisper to myself as I’m about to do something that feels financially—well—stupid. I started doing this about a year ago as a reminder to think critically about decisions and to consider their long-term effects. It's a helpful…
Should I Become an Uber Driver-Partner in Canada? Pay, Requirements + Sign Up Guide
If you’re looking to become an Uber driver and get paid by working on your own schedule – then you’re in the right place! We’re constantly updating this article to reflect the latest Uber hiring practices, requirements to become an Uber driver, and how much Uber drivers get paid. With so many people these…
Our Mission Statement
If you are ready to EARN MORE, SAVE BETTER, and LIVE FREE, then you’re in the right spot!
Young and Thrifty has been named the Best Personal Finance Blog in Canada by our peers and we pride ourselves on breaking down confusing jargon into fun, bite-sized chunks. Young and Thrifty posts are basically what should have learned in high school - but didn’t! We have everything from tips on budgeting, to online banking hacks, discount brokerage reviews, and the Ultimate Guide to Canada’s Robo Advisors.
We have painstakingly created 1,000+ on all aspects of Canadian personal finance. Rather than rest on our laurels, we challenge ourselves to produce stay on top of new developments in Canada’s financial world from mortgage rates, to insurance policies, tax savings through new deductions, and investing strategies.
We focus on providing readers with actionable steps. Rather than simply writing “try a robo advisor”, we’ll instead provide full-product reviews on top robo advisors such as Wealthsimple, Nest Wealth, Justwealth, and ModernAdvisor. We also reveal the exact financial products that we use in areas such as online banking, discount brokerages, credit cards, and mortgage comparisons.