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The Best Low Interest Rate Credit Cards in Canada 2019
“Low-interest rates” and “credit cards” are two terms that don’t often go together in the personal finance world, but there are a handful of credit cards in Canada that fit this description. Low-interest rate credit cards are a useful tool if you tend to carry a balance on your credit card, or if you are…
How to Buy Stocks in Canada
Wondering how to buy stocks in Canada, but have no idea where to start? You’re not alone: 4 in 5 millennials are saving money every month, but only half of us are investing in stocks. Luckily, with robo advisors and online brokerages, investing in stocks is easier than you think. Here’s an introduction on how to…
What is a Good Credit Score in Canada?
In Canada, a person’s credit score is determined by two main bureaus: Equifax and TransUnion. These entities collect data on your credit history, analyze your habits, and then give you a score. Along with a more fulsome credit report, they calculate a three digit number. This is your credit score. Read on to learn about…
A Guide to Retirement Planning in Canada
If you google anything related to millennials and retirement planning in Canada, I guarantee you’ll see headline after headline of negative outlooks. It’s true that millennials face a unique set of challenges relating to saving for retirement. Rising housing and childcare costs coupled with lower earning power means there is less money to save for…
American Express Starwood Preferred Guest Credit Card Review
It’s been a few months now since Marriott Rewards, The Ritz-Carlton Rewards, and Starwood Preferred Guest (SPG) merged their loyalty programs, so now’s a great time to reflect on the updates and take a closer look at the much-lauded American Express Starwood Preferred Guest Credit Card. With outstanding rewards, a hefty sign up bonus that equals…
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If you are ready to EARN MORE, SAVE BETTER, and LIVE FREE, then you’re in the right spot!
Young and Thrifty has been named the Best Personal Finance Blog in Canada by our peers and we pride ourselves on breaking down confusing jargon into fun, bite-sized chunks. Young and Thrifty posts are basically what should have learned in high school - but didn’t! We have everything from tips on budgeting, to online banking hacks, discount brokerage reviews, and the Ultimate Guide to Canada’s Robo Advisors.
We have painstakingly created 1,000+ on all aspects of Canadian personal finance. Rather than rest on our laurels, we challenge ourselves to produce stay on top of new developments in Canada’s financial world from mortgage rates, to insurance policies, tax savings through new deductions, and investing strategies.
We focus on providing readers with actionable steps. Rather than simply writing “try a robo advisor”, we’ll instead provide full-product reviews on top robo advisors such as Wealthsimple, Nest Wealth, Justwealth, and ModernAdvisor. We also reveal the exact financial products that we use in areas such as online banking, discount brokerages, credit cards, and mortgage comparisons.