Popular Articles

ETF Canada

What is ETF Investing?

best ETFs in Canada

The Best ETFs in Canada for Young Canadian Investors

tfsa vs. rrsp

TFSA vs RRSP: How to Choose Between the Two?

best-online-bank-canada

The Complete Guide to Canada’s Best Online Banks

best credit cards Canada

Best Canadian Credit Cards for 2019

how to start investing online in canada

How to Start Investing in Canada

Best Financial Products
Reviews and Comparisons

robo-small-icon

Robo Advisor

Get $10,000 managed FREE in your first year!

Wealthsimple Review

wealthsimple-score

robo-small-icon

Robo Advisor

Try Nest Wealth FREE for the first 3 months!

Nest Wealth Review

NestWealth Score

robo-small-icon

Robo Advisor

Get $15,000 managed for FREE!

BMO Smartfolio Review

bmo-smartfolio-review-score

robo-small-icon

Robo Advisor

Invest with JustWealth and get up to $500 cash back.

Justwealth Review

bmo-smartfolio-review-score

bank-icon

Bank Review

Is Scotiabank's new "Tangerine" to your tastes?

Tangerine review

tangerine-bank-score
bank-icon

Bank Review

Simplii - The new kid on the financial block

Simplii review

simplii-score

broker-icon

Brokerage Review

Get $50 worth of FREE trades with our promo code.

Questrade Review

Questrade-score

broker-icon

Brokerage Review

Get $100 worth in FREE trades!

VirtualBrokers Review

VirtualBrokers-Score

creditcard-icon

Credit Cards

Tangerine's new money-back credit card

Tangerine Credit Card review

tangerine-card-score

budget-app-icon

Budget App

mint-logo-new

Why I cancelled Mint.com (Budgeting App)

Mint review

mint-score

Latest Articles

Should Couples Have Joint or Separate Bank Accounts?

By Jordann Brown | 52 Comments
Joint or Separate Bank Accounts

When a couple commits to a life together, merging your money is often the biggest hurdle to achieving marital bliss. It’s easy to see why: combining debts and assets can be complicated and messy, and it’s not uncommon for one spouse to have a vastly different financial philosophy from the other (especially if one is…

Read More

Canada's Best Credit Cards for College Students

By Jordann Brown | 0 Comments
best student credit cards canada

If you're a student making occasional purchases like groceries and gas, online shopping, flights, and hotel reservations, a student credit card can make life much easier. Using a student credit card regularly and paying off your purchases also has the additional benefit of helping you establish a credit score, which will set you up for…

Read More

What's the Penalty for Breaking a Mortgage and When to Consider It?

By Tamar Satov | 0 Comments
best mortgage rates canada

Mortgage rates in Canada have been quite competitive recently, with low-cost providers entering the market and interest rates in decline. With attractive rates beckoning, you may wonder whether it’s worthwhile to break your mortgage contract before the current term ends and switch to a different provider that’s offering a better rate. In some situations, breaking…

Read More

Best Ways to Manage Your Money Better

By Chris Muller | 0 Comments
how to manage your money

Managing your finances is an essential life skill, but surprisingly, most schools don't teach personal finance 101. As a result, many Canadians don't understand the importance of managing their money – and even fewer know how to do it. In the 2014 Canadian Financial Capability Survey, only 15% of women and 22% of men correctly…

Read More

Canada's Best Home Insurance Companies

By Amanda Lee | 0 Comments
best home insurance companies

The biggest purchase you’ll ever make in your life? Chances are it will be a home of your own. So it makes sense to protect your investment from the unexpected. If you don’t already have home insurance or you’re not sure where to start, we’ve put together a list of the best home insurance companies…

Read More

Get $50 in trades from Questrade

You are eligible for $50 in FREE trades if you sign up with Canadian brokerage Questrade through us (or using coupon code a1b9d1d9).

Questrade Review

NestWealth

Get 2.75% interest on your Savings account with Tangerine!

Tangerine Review

$10,000 managed FREE for 1 year

You are eligible for $10,000 of your funds managed for FREE by Wealthsimple, for one year, if you click the link below.

Wealthsimple Review

FEATURED IN

logobar
stock-graph-2
tangerine

Get 2.75% interest on your savings account with Tangerine.

ideas
Homepage-closeout-full

Our Mission Statement

If you are ready to EARN MORE, SAVE BETTER, and LIVE FREE, then you’re in the right spot!

Young and Thrifty has been named the Best Personal Finance Blog in Canada by our peers and we pride ourselves on breaking down confusing jargon into fun, bite-sized chunks. Young and Thrifty posts are basically what should have learned in high school - but didn’t! We have everything from tips on budgeting, to online banking hacks, discount brokerage reviews, and the Ultimate Guide to Canada’s Robo Advisors.

Our Promises:

Depth and Reach of Content

We have painstakingly created 1,000+ on all aspects of Canadian personal finance. Rather than rest on our laurels, we challenge ourselves to produce stay on top of new developments in Canada’s financial world from mortgage rates, to insurance policies, tax savings through new deductions, and investing strategies.

Our Authors

Our authors will always be 100% Canadian with particular expertise in areas such as TFSAs, RESPs, RRSPs, and the Canadian housing market.  As well as in specific Canadian companies such as market leaders Questrade, Tangerine, and Wealthsimple.

Real, Actionable Advice

We focus on providing readers with actionable steps. Rather than simply writing “try a robo advisor”, we’ll instead provide full-product reviews on top robo advisors such as Wealthsimple, Nest Wealth, Justwealth, and ModernAdvisor.  We also reveal the exact financial products that we use in areas such as online banking, discount brokerages, credit cards, and mortgage comparisons.

If you want to know more about us, see our Start Here page.  If you want to send us a message or ask us a question, the Contact Us page is where you should head to.

> >