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Latest Articles

Financial Planning and How To Create Your Own Financial Plan in 7 Steps

By Michele Sponagle | 0 Comments
how to make your own financial plan

Ever tried to navigate your way through a new city without using Google Maps? You'll likely end up lost. The same applies to navigating your finances: you need a route to get to from where you are now to where you want to be later. Surprisingly though, most Canadians don’t map out their financial futures.…

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The Marriott Bonvoy™ American Express® Card Review

By Lisa Jackson | 10 Comments
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Bon voyage, SPG Credit Card! Hello, Marriott Bonvoy™ American Express® Card! In 2019, Marriott Rewards and Starwood Preferred Guest (SPG) merged their loyalty programs and discontinued the ever-popular Amex SPG Card. But it’s been replaced with a new kid on the block: The Marriott Bonvoy™ American Express® Card. With outstanding rewards, a generous welcome bonus…

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Dividend Investing Strategy: Pros and Cons

By Robb Engen | 1 Comment
dividend investing

Dividend investing is a strategy that appeals to investors young and old. One compelling aspect of a dividend-focused portfolio is that it should pay regular dividends regardless of what the market is doing. In a down market, dividend investors continue to get paid while they wait for their portfolio to recover. Another more glamorized notion…

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Why I Cancelled Mint.com

By Lisa Jackson | 79 Comments
Why I stopped using mint.com

This year, I broke up with my budgeting software. We had a good run while it lasted. At first, Mint.com gave me everything I needed: a free and simple budget tool that I could use on my computer or phone. I managed my money from one dashboard, linking my bank accounts, mortgage, credit cards, PayPal,…

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The Best Balance Transfer Credit Cards in Canada for 2019

By Keph Senett | 0 Comments
best balance transfer credit cards

Carrying debt on a high-interest credit card? One way to tackle this problem is to do a balance transfer – whereby you move debt from one high-interest credit card to a new one with a much lower (or no) interest rate. This smooth move could save you hundreds of dollars in interest, allowing you to…

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Young and Thrifty has been named the Best Personal Finance Blog in Canada by our peers and we pride ourselves on breaking down confusing jargon into fun, bite-sized chunks. Young and Thrifty posts are basically what should have learned in high school - but didn’t! We have everything from tips on budgeting, to online banking hacks, discount brokerage reviews, and the Ultimate Guide to Canada’s Robo Advisors.

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We focus on providing readers with actionable steps. Rather than simply writing “try a robo advisor”, we’ll instead provide full-product reviews on top robo advisors such as Wealthsimple, Nest Wealth, Justwealth, and ModernAdvisor.  We also reveal the exact financial products that we use in areas such as online banking, discount brokerages, credit cards, and mortgage comparisons.

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