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When a couple commits to a life together, merging your money is often the biggest hurdle to achieving marital bliss. It’s easy to see why: combining debts and assets can be complicated and messy, and it’s not uncommon for one spouse to have a vastly different financial philosophy from the other (especially if one is…
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If you're a student making occasional purchases like groceries and gas, online shopping, flights, and hotel reservations, a student credit card can make life much easier. Using a student credit card regularly and paying off your purchases also has the additional benefit of helping you establish a credit score, which will set you up for…
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Mortgage rates in Canada have been quite competitive recently, with low-cost providers entering the market and interest rates in decline. With attractive rates beckoning, you may wonder whether it’s worthwhile to break your mortgage contract before the current term ends and switch to a different provider that’s offering a better rate. In some situations, breaking…
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Managing your finances is an essential life skill, but surprisingly, most schools don't teach personal finance 101. As a result, many Canadians don't understand the importance of managing their money – and even fewer know how to do it. In the 2014 Canadian Financial Capability Survey, only 15% of women and 22% of men correctly…
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The biggest purchase you’ll ever make in your life? Chances are it will be a home of your own. So it makes sense to protect your investment from the unexpected. If you don’t already have home insurance or you’re not sure where to start, we’ve put together a list of the best home insurance companies…
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Get 2.75% interest on your savings account with Tangerine.
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Young and Thrifty has been named the Best Personal Finance Blog in Canada by our peers and we pride ourselves on breaking down confusing jargon into fun, bite-sized chunks. Young and Thrifty posts are basically what should have learned in high school - but didn’t! We have everything from tips on budgeting, to online banking hacks, discount brokerage reviews, and the Ultimate Guide to Canada’s Robo Advisors.
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