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How to Say No to A Wedding You Just Can’t Afford (And Stay on Good Terms With the Couple, Too)

How to Say No to A Wedding You Just Can’t Afford (And Stay on Good Terms With the Couple, Too)

While sure, there are a lot of ways to gracefully say no to plans you can’t afford, there’s one type of invite that requires a bit more finesse. Weddings. If you’re in your 20s or 30s, prepare yourself – the wedding invites are coming, and the cost of attending th

Disaster-Proof Your Life

Disaster-Proof Your Life

Please note this post has been brought to you in partnership with TD, all thoughts and opinions are my own. Young people aren’t exactly known for paying a lot of attention to their own mortality, and it isn’t a ton of fun to consider a tragic event taking place.  Given

Book Review: The Behavior Gap – Simple Ways to Stop Doing Dumb Things with Money by Carl Richards

Book Review: The Behavior Gap – Simple Ways to Stop Doing Dumb Things with Money by Carl Richards

The Behavior Gap is one of the books that I set out to read for my personal finance goals of 2017. It is often recommended by personal finance gurus. The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money is written by Carl Richards, who is a financial plann

Our Mission Statement

If you’re ready to Earn More, Save Better, and Live Free, then you’re in the right spots. We’ve been named the Best Personal Finance Blog in Canada by our peers and we pride ourselves on breaking down confusing jargon into fun, bite-sized chunks. Young and Thrifty posts are basically what should have learned in high school – but didn’t! We have everything from tips on budgeting, to online banking hacks, discount brokerage reviews, and the Ultimate Guide to Canada’s Robo Advisors.

We have painstakingly created 1,000+ on all aspects of Canadian personal finance. Rather than rest on our laurels, we challenge ourselves to produce stay on top of new developments in Canada’s financial world from mortgage rates, to insurance policies, tax savings through new deductions, and investing strategies.
Our authors will always be 100% Canadian with particular expertise in areas such as TFSAs, RESPs, RRSPs, and the Canadian housing market.
We focus on providing readers with actionable steps. Rather than simply writing “try a robo advisor”, we’ll instead provide full-product reviews on top robo advisors such as Wealthsimple, Nest Wealth, Justwealth, and ModernAdvisor.  We also reveal the exact financial products that we use in areas such as online banking, discount brokerages, credit cards, and mortgage comparisons.
If you want to know more about us, see our Start Here page.  If you want to send us a message or ask us a question, the Contact Us page is where you should head to.