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Get $50 in trades from Questrade

You are eligible for $50 in FREE trades if you sign up with Canadian brokerage Questrade through us (or using coupon code a1b9d1d9).

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Get 3% interest on your Savings account with Tangerine!

Tangerine Review

$10,000 managed FREE for 1 year

You are eligible for $10,000 of your funds managed for FREE by Wealthsimple, for one year, if you click the link below.

Wealthsimple Review

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Questrade Review for 2017 - $50 Promo Offer Code

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Tangerine's new money-back credit card - Updated 2017

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Nest Wealth Review - Try Nest Wealth for 3 months FREE!

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Why I cancelled Mint.com (Budgeting App)

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Fast, Fair, and Friendly Loans + Free Credit Scores

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Simplii - The new kid on the financial block

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VirtualBrokers for 2018 - $100 in free trades!

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Use Promo Code YTSF to get $15,000 managed FREE!

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Bank Review

Is Scotiabank's new "Tangerine" to your tastes?

Tangerine review

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Bank Review

Simplii - The new kid on the financial block

Simplii review

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Brokerage Review

Questrade Review for 2017 - $50 Promo Offer Code

Questrade review

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Brokerage Review

VirtualBrokers for 2018 - $100 in free trades!

VirtualBrokers review

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Robo Advisor

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Wealthsimple review

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Nest Wealth Review - Try Nest Wealth for 3 months FREE!

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Use Promo Code YTSF to get $15,000 managed FREE!

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Invest with JustWealth and get up to $500 cash back.

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Credit Cards

Tangerine's new money-back credit card - Updated 2017

Tangerine Credit Card review

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Budget App

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Why I cancelled Mint.com (Budgeting App)

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Get 3% interest on your savings account with Tangerine.

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Best way to buy first home

Buying Your First Home

Across Canada, money-savvy millennials are taking the plunge into homeownership, knowing that it's one the best long-term investments that they can make. Whether you're buying your first home, condo, or townhome, the process can be a bit daunting and you may not be sure of where to start. Read our step-by-step guide about how to…

low interest rate credit cards

The Best Low Interest Rate Credit Cards in Canada 2019

“Low-interest rates” and “credit cards” are two terms that don’t often go together in the personal finance world, but there are a handful of credit cards in Canada that fit this description. Low-interest rate credit cards are a useful tool if you tend to carry a balance on your credit card, or if you are…

investing without a broker

How to Buy Stocks in Canada

Wondering how to buy stocks in Canada, but have no idea where to start? You’re not alone: 4 in 5 millennials are saving money every month, but only half of us are investing in stocks. Luckily, with robo advisors and online brokerages, investing in stocks is easier than you think. Here’s an introduction on how to…

what is a good credit score in Canada

What is a Good Credit Score in Canada?

In Canada, a person’s credit score is determined by two main bureaus: Equifax and TransUnion. These entities collect data on your credit history, analyze your habits, and then give you a score. Along with a more fulsome credit report, they calculate a three digit number. This is your credit score. Read on to learn about…

Retirement Planning Canada

A Guide to Retirement Planning in Canada

If you google anything related to millennials and retirement planning in Canada, I guarantee you’ll see headline after headline of negative outlooks. It’s true that millennials face a unique set of challenges relating to saving for retirement. Rising housing and childcare costs coupled with lower earning power means there is less money to save for…

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American Express Starwood Preferred Guest Credit Card Review

It’s been a few months now since Marriott Rewards, The Ritz-Carlton Rewards, and Starwood Preferred Guest (SPG) merged their loyalty programs, so now’s a great time to reflect on the updates and take a closer look at the much-lauded American Express Starwood Preferred Guest Credit Card. With outstanding rewards, a hefty sign up bonus that equals…

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Our Mission Statement

If you are ready to EARN MORE, SAVE BETTER, and LIVE FREE, then you’re in the right spot!

Young and Thrifty has been named the Best Personal Finance Blog in Canada by our peers and we pride ourselves on breaking down confusing jargon into fun, bite-sized chunks. Young and Thrifty posts are basically what should have learned in high school - but didn’t! We have everything from tips on budgeting, to online banking hacks, discount brokerage reviews, and the Ultimate Guide to Canada’s Robo Advisors.

Our Promises:

Depth and Reach of Content

We have painstakingly created 1,000+ on all aspects of Canadian personal finance. Rather than rest on our laurels, we challenge ourselves to produce stay on top of new developments in Canada’s financial world from mortgage rates, to insurance policies, tax savings through new deductions, and investing strategies.

Our Authors

Our authors will always be 100% Canadian with particular expertise in areas such as TFSAs, RESPs, RRSPs, and the Canadian housing market.  As well as in specific Canadian companies such as market leaders Questrade, Tangerine, and Wealthsimple.

Real, Actionable Advice

We focus on providing readers with actionable steps. Rather than simply writing “try a robo advisor”, we’ll instead provide full-product reviews on top robo advisors such as Wealthsimple, Nest Wealth, Justwealth, and ModernAdvisor.  We also reveal the exact financial products that we use in areas such as online banking, discount brokerages, credit cards, and mortgage comparisons.

If you want to know more about us, see our Start Here page.  If you want to send us a message or ask us a question, the Contact Us page is where you should head to.