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Fast, Fair, and Friendly Loans + Free Credit Scores

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VirtualBrokers for 2018 - $100 in free trades!

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Bank Review

Is Scotiabank's new "Tangerine" to your tastes?

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Bank Review

Simplii - The new kid on the financial block

Simplii review

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Questrade Review for 2017 - $50 Promo Offer Code

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Tangerine's new money-back credit card - Updated 2017

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Three Reasons Why You Need a Credit Card

If you’re a millennial, you’re way less likely to have a credit card than your parents but there are some real-world reasons why you need a credit card. That’s the gist of recent research that has some banks and credit cards companies worried. The shift, which sees only one in three millennials carrying plastic, has…

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The Best Travel Rewards Credit Cards in Canada

Here’s a shocker: Canadians love to travel! So it’s no surprise that there are numerous credit cards in Canada offering sweet travel rewards—so many, in fact, that it can be hard to decide on the best one for your needs. Some offer the opportunity to rack up some major points, while others include travel insurance…

Justwealth Review

Justwealth Robo Advisor Review

Robo advisors are gaining popularity in Canada as an easy and low-cost way to use index investing without having to purchase index ETFs yourself. Young and Thrifty has published a Complete Guide to Canada’s Robo Advisors which covers the many robo advisors in Canada, but this article specifically focuses on the robo advisor known as…

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Is Travel Insurance Really Worth It?

We’ve all been there – a single click away from booking those hard-earned airline tickets for a little well-deserved R and R, and there it is: the travel insurance option. It can be hard to know which way to go. Do you shell out the extra cash or fly by the seat of your pants?…

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Everything You Need to Know About Investing in Pot Stocks

Cannabis became legal in Canada less than a month ago, and already, the industry has become the darling of the investing world. It’s kind of a big deal: Canada is only the second country in the world to legalize the possession and use of recreational cannabis. But if other countries follow suit, this industry that…

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How Much Money Do I Need to Save for Retirement?

Unfortunately, there is no “magic number” — or even a simple calculation — to determine exactly how much you need to save for retirement. There are many factors to consider, not the least of which being: What kind of retirement do you want? I mean, think about it. It’s like asking, how much money do…

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Our Mission Statement

If you are ready to EARN MORE, SAVE BETTER, and LIVE FREE, then you’re in the right spot!

Young and Thrifty has been named the Best Personal Finance Blog in Canada by our peers and we pride ourselves on breaking down confusing jargon into fun, bite-sized chunks. Young and Thrifty posts are basically what should have learned in high school - but didn’t! We have everything from tips on budgeting, to online banking hacks, discount brokerage reviews, and the Ultimate Guide to Canada’s Robo Advisors.

Our Promises:

Depth and Reach of Content

We have painstakingly created 1,000+ on all aspects of Canadian personal finance. Rather than rest on our laurels, we challenge ourselves to produce stay on top of new developments in Canada’s financial world from mortgage rates, to insurance policies, tax savings through new deductions, and investing strategies.

Our Authors

Our authors will always be 100% Canadian with particular expertise in areas such as TFSAs, RESPs, RRSPs, and the Canadian housing market.  As well as in specific Canadian companies such as market leaders Questrade, Tangerine, and Wealthsimple.

Real, Actionable Advice

We focus on providing readers with actionable steps. Rather than simply writing “try a robo advisor”, we’ll instead provide full-product reviews on top robo advisors such as Wealthsimple, Nest Wealth, Justwealth, and ModernAdvisor.  We also reveal the exact financial products that we use in areas such as online banking, discount brokerages, credit cards, and mortgage comparisons.

If you want to know more about us, see our Start Here page.  If you want to send us a message or ask us a question, the Contact Us page is where you should head to.