TD Aeroplan Visa Infinite Review

I have had a bit of a difficult time getting this card, so first off, it is great that I have this card now and I am able to give a review on it.  Let's just say my relationship with TD Aeroplan Visa Infinite did not start off with the honeymoon phase… we have had a bit of a rocky relationship from the very start.  I tried to get into a relationship with TD Infinite Aeroplan but they rejected me.  I tried again and now we are dating but it's been rough.

I think I'm going to give it a few months and then just leave it be.  I don't see a future with TD Infinite Aeroplan past the one year mark.  Primarily because I will be charged an annual fee after the one year mark.  It's not TD Aeroplan Infinite Visa's issue.  It's mine.  My reluctance to pay an annual fee.

Anyway, here's how our relationship began:

Attempt Number One all started with my obsession for travel hacking and my desire to get over 100,000 Aeroplan points.  I saw a promotion that there was a first year free promotion and 15,000 Aeroplan points with your first purchase and 10,000 Aeroplan points if you spend $1000 within the first three months.  I tried signing up for this card but I didn't get much of a response online (so I called the customer service telephone line) and they confirmed that because it wasn't targeted towards me (e.g. I did not receive it as an email, I found it on a website) I am not eligible to apply for the TD Aeroplan Infinite Visa card.

I was a little disappointed since I had such a great time using the CIBC Aeroplan Infinite Visa card.  Then I got my lucky break (haha)…or so I thought.

And The Relationship Begins

I saw a deal on Red Flag Deals where you get $85 cash back for signing up for this card, AND you get the first year free and the 25,000 Aeroplan points if you spend $1000 within the first three months.  Yes, it was an even better opportunity than the first deal.  You do need to pay for the $120 annual fee first and then it will be waived after two billing cycles.

I sign up for the card.  I get an email confirming that I am successful.  I get another email a few days later saying it should arrive in a few days.

I never get the card (it had been 10 business days).  Instead, I get a NEW Aeroplan POINTS card (when I specifically entered my existing Aeroplan points card).

I call Aeroplan they say there is nothing they can do, I have to wait for the TD Infinite Aeroplan Visa Card.

I still don't get the card, so I check my TD account (you know, the one where I have my e-series) and see that I had a bill for $120 (the annual fee) and that I was almost overdue for it.  I freak out (because how am I supposed to pay for a bill when I don't have the bill?).  I call TD Bank.

Apparently they got the wrong address.  They immediately rectify things and say I don't need to pay that bill yet since I haven't received the statement yet and they send the card to a branch.  So now, instead of 90 days, I have about 60 days left to spend $1000 (which is easy enough but still).

I still have not received any bill yet (here's hoping I receive something soon).

It's been a bit of a gong show so far.

The Specs

  • $120 annual fee
  • One time Maple Leaf Lounge pass (if booking a reward, but I never received this in my credit card package… not that I will use it but it's the principle)
  • 1.5 Aeroplan miles per $1 at gas stations, grocery stores, and drug stores
  • 1 Aeroplan mile per $1 spent elsewhere
  • Travel insurance
  • Visa Infinite Concierge service

What I Like about the TD Aeroplan Infinite Visa

  • One thing that I really like about the TD Aeroplan Infinite Visa is how pretty it looks!  I really really like the neon green splash of colour on the edge of the card.  It is easy to identify when I look for it in my wallet and it is very aesthetically pleasing.

Readers, do you have the TD Aeroplan Infinite Visa? What has been your experience so far?


  1. BeachBoy on February 18, 2015 at 9:55 am

    I have it (transfer from CIBC) and I love it. Its my only card and I happily pay the $120 per year for it (had it for like 10 years)

  2. Ray on February 22, 2015 at 1:32 pm

    I was looking at the Scotia Infinite Visa which I think is the best cash back rewards card offering 4% back on gas and groceries. The problem is that the places where I do my grocery shopping in the GTA (No Frills does not accept VISA and Walmart supercentre is not considered a ‘grocery’ store even though they are now a major player in the Canadian grocery scene).

    Does anyone know how can one get the benefit of the Scotia 4% cash back while grocery shopping at either of these stores.



  3. Valerie on March 17, 2015 at 8:34 pm

    I signed up for it last year, and got the fee waived. I accumulated a good number of points. Still undecided if I’m going to keep it this year if I have to pay the fee. I’m wondering if there is any hope of getting it waived again.

    I will say that the travel insurance is good. I made a claim when a flight (that I had paid for on my TD Visa) was cancelled and I was re-booked onto a flight the next day. The insurance covered my hotel and meals for the night.

  4. Kyle on March 17, 2015 at 10:34 pm

    Good to know Valerie. Thanks for the comment.

  5. Dav on May 25, 2016 at 4:37 pm

    Just a note that some banks (TD and BMO) waive the annual fee of their credit cards if you have a “no interest” chequing account. The monthly fee on these chequing accounts is also waived if you maintain a minimum balance in the account (normally 5K).

  6. john allen on November 30, 2016 at 12:39 pm

    I have no problem with the card, i have a problem with Areoplan, to get the flights you want you have to book months in advance. This year i try to book 9 weeks in advance for a trip to England I could not get a flight using Aeroplan so i had to pay to fly with another airline. i am now booking a flight to the states but have to use Air Canada rouge which is a piece of shite if i want to use aeroplan miles. i have black status because i use my card so much, but after this trip i am going to cancel my credit card and go with a different card supplier, why pay $120.00 a year for a card that does nothing for you.

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